{ "name": "JIL Sovereign Products", "description": "Machine-readable product catalog for JIL Sovereign Technologies, Inc. - The Payment Integrity Network. 69-check Verdict Engine covering Fraud + Waste + Error + Abuse (FWEA) across 9 signal categories.", "last_updated": "2026-04-10", "positioning": "The Payment Integrity Network - unified FWEA coverage engine", "products": [ { "id": "verdict-engine-69", "name": "JIL Verdict Engine (69-check FWEA Coverage)", "type": "Pre-Settlement Attestation Engine", "description": "69-check Verdict Engine running across 9 signal categories covering Fraud, Waste, Error, and Abuse (FWEA) in under 2 seconds per transaction. The only unified FWEA coverage engine in production.", "url": "https://jilsovereign.com/solutions", "status": "Live (port 8113 on JIL L1, all 69 checks operational)", "signal_categories": [ {"id": 1, "name": "Identity & Counterparty Integrity", "checks": 7, "weight_pct": 20}, {"id": 2, "name": "Payment Rail-Specific Fraud", "checks": 17, "weight_pct": 20}, {"id": 3, "name": "Regulatory Compliance Flags", "checks": 11, "weight_pct": 15}, {"id": 4, "name": "Transaction Behavior & Velocity", "checks": 7, "weight_pct": 15}, {"id": 5, "name": "Settlement Instruction Integrity", "checks": 7, "weight_pct": 15}, {"id": 6, "name": "Healthcare & Government Rails", "checks": 5, "weight_pct": 5}, {"id": 7, "name": "Macro & Systemic Flags", "checks": 4, "weight_pct": 10}, {"id": 8, "name": "Cross-Jurisdiction Typology Correlation", "checks": 6, "weight_pct": 5}, {"id": 9, "name": "Emerging Threat Intelligence", "checks": 2, "weight_pct": 5} ], "fwea_coverage": { "fraud": "Deliberate deception - pig butchering, BEC, APP scam, synthetic identity, deepfake, Magecart, TBML", "waste": "Legitimate payments that shouldn't have happened - duplicate claims/invoices, overpayments, upcoding, remittance mismatches", "error": "Unintentional mistakes - IBAN checksum, routing errors, BIC mismatches, expired credentials", "abuse": "Policy technicalities violating intent - structuring, cross-jurisdiction smurfing, hub routing evasion, bust-out schemes, CBDC restriction bypass" }, "pricing": { "starter_realtime_bps": 5, "pro_realtime_bps": 7, "enterprise_realtime_bps": 12, "retroactive_audit_bps": 1, "retroactive_discount_pct": 80, "revenue_share_option_pct": 10 }, "documentation": [] }, { "id": "retroactive-payment-audit", "name": "Retroactive Payment Audit", "type": "Historical FWEA Validation Service", "description": "Run 4+ years of historical payments through the JIL 69-check Verdict Engine. Produces a FWEA Recovery Report with quantified exposure, root cause attribution, and regulator-ready audit artifacts.", "url": "https://jilsovereign.com/solutions", "status": "Live", "features": [ "Runs all 69 checks against every historical transaction", "4+ years of coverage per engagement", "FWEA Recovery Report with quantified dollar exposure", "Root cause attribution and remediation recommendations", "Regulator-ready audit artifact (SHA-256 sealed with optional ZKP proof)", "Deterministic XAI natural-language explanations", "Export to Salesforce, ServiceNow, and in-house GRC platforms", "Zero-knowledge pre-ingestion option (no raw data leaves customer perimeter)" ], "target_customers": [ "Banks and credit unions", "Healthcare payers", "Government disbursement programs", "Corporate treasury / enterprise AP", "Insurance claims departments", "Asset managers and prime brokerages" ], "pricing": { "discounted_bps": 1, "discount_vs_realtime_pct": 80, "revenue_share_option_pct": 10, "volume_pricing_threshold": "100M+ historical transactions negotiated" }, "example_roi": { "scenario": "Mid-size bank, 50M tx/year, 4 years history (200M tx)", "audit_cost_usd": 2000000, "fwea_exposure_identified_usd": 60000000, "recovery_range_usd": "12000000-21000000", "roi_multiple": "6x-10x" } }, { "id": "jil-sovereign-blockchain", "name": "JIL Sovereign Blockchain", "type": "Layer 1 Settlement Chain", "description": "Purpose-built L1 blockchain delivering sub-2-second deterministic finality with 14-of-20 BFT validator consensus, post-quantum cryptography, and corridor-based compliance enforcement. Written in Rust (jil5600-core) with 273 production microservices.", "url": "https://jilsovereign.com/architecture", "status": "Live (10 mainnet validators operational)", "features": [ "Sub-2-second deterministic settlement finality", "14-of-20 Byzantine Fault Tolerant validator consensus", "20 validators across 13 compliance jurisdictions", "Post-quantum cryptography (Dilithium signatures, Kyber key encapsulation)", "Corridor-based compliance policy enforcement", "Cryptographic finality receipts and evidence packs", "Zero-knowledge compliance proofs", "10 regulatory framework support", "Adaptive quorum (70% target, min 7 validators)" ], "technology_stack": { "core_engine": "Rust (jil5600-core)", "services": "TypeScript/Express.js (250 microservices)", "database": "PostgreSQL 16", "messaging": "Kafka (RedPanda)", "cache": "Redis", "cryptography": "Ed25519, secp256k1, Dilithium, Kyber" }, "documentation": [ { "title": "Architecture", "url": "https://jilsovereign.com/architecture" } ] }, { "id": "jil-wallet", "name": "JIL Wallet", "type": "Self-Custody Institutional Wallet", "description": "MPC 2-of-3 threshold signing wallet where users hold their own keys while receiving up to $250K automatic protection coverage. Supports 13 blockchain networks with biometric Proof-of-Humanity and post-quantum key encapsulation.", "url": "https://wallet.getjil.com", "status": "Live", "features": [ "MPC 2-of-3 threshold signing (user holds a key shard)", "$250K automatic protection coverage (Premium tier)", "Biometric Proof-of-Humanity (BPoH)", "Multi-chain support (13 blockchains)", "Post-quantum key encapsulation (Kyber)", "BIP-44 HD key derivation (one master key, all chain keys)", "WebAuthn/FIDO2 authentication", "Configurable spending policies" ], "supported_chains": [ "JIL L1", "Ethereum", "Bitcoin", "Solana", "BNB Chain", "Polygon", "Arbitrum", "Optimism", "Avalanche", "Base", "XRP Ledger", "Stellar", "Cosmos" ], "documentation": [ { "title": "Wallet Features", "url": "https://wallet.getjil.com/learn/what-is-jil-wallet" }, { "title": "MPC Security", "url": "https://wallet.getjil.com/learn/wallet-mpc-security" } ] }, { "id": "getjil-platform", "name": "GetJIL Platform", "type": "Token Acquisition & Trading Platform", "description": "Platform for acquiring and trading JIL tokens with fiat on-ramp capabilities, token swap for legacy holders, and DEX v5 AMM with concentrated liquidity and MEV protection.", "url": "https://getjil.com", "status": "Live", "features": [ "Fiat on-ramp integration", "Legacy token swap (v1/v2 to v3 migration)", "DEX v5 AMM with concentrated liquidity", "MEV-protected execution", "Portfolio tracking and analytics", "Multi-chain bridge (14-of-20 multisig)" ], "documentation": [ { "title": "How to Buy JIL", "url": "https://getjil.com/learn/how-to-buy-jil" }, { "title": "Bridge Tutorial", "url": "https://getjil.com/learn/bridge-tutorial" } ] }, { "id": "jil-token", "name": "JIL Token", "type": "ERC-20 Utility Token", "description": "Utility token powering settlement operations on the JIL L1 blockchain. Used for gas fees, validator staking, and governance. 10% of all protocol revenue flows to humanitarian causes via immutable smart contracts.", "url": "https://jilsovereign.com/token", "status": "Deployed on Ethereum Mainnet", "contract": { "address": "0x9347efffa3e8985e0d35536b408cab48599971e8", "chain": "Ethereum Mainnet", "standard": "ERC-20 + ERC-20Burnable", "name": "JIL", "symbol": "JIL", "decimals": 18, "total_supply": "10,000,000,000", "etherscan": "https://etherscan.io/address/0x9347efffa3e8985e0d35536b408cab48599971e8", "sourcify": "https://repo.sourcify.dev/contracts/full_match/1/0x9347efffa3e8985e0d35536b408cab48599971e8/" }, "treasury": { "address": "0x84fF5974c8C00F5B323965d925478A244E7d504F", "vaults": [ {"name": "Validator Incentives", "allocation": "1B JIL"}, {"name": "Protocol Treasury", "allocation": "3B JIL"}, {"name": "Operations", "allocation": "2B JIL"}, {"name": "Ecosystem Fund", "allocation": "1B JIL"}, {"name": "Strategic Reserve", "allocation": "0.5B JIL"} ] }, "note": "The JIL token is a utility token that powers settlement infrastructure. It is not a security, memecoin, or speculative instrument." }, { "id": "sentinelai", "name": "SentinelAI Fleet Inspector", "type": "AI-Powered Validator Management", "description": "Autonomous AI system that monitors validator health, detects threats, scores risk across the fleet, and takes automated corrective actions to maintain network integrity.", "url": "https://jilsovereign.com/learn/sentinelai-fleet-inspector", "status": "Deployed on all 10 mainnet validators", "features": [ "Real-time validator health monitoring", "Threat scoring and anomaly detection", "Automated fleet-wide corrective actions", "Heartbeat verification across all nodes", "Anti-loop protection (max 3 cycles per 2 hours)" ] }, { "id": "bid-service", "name": "Beneficiary Identity (BID)", "type": "Identity Verification Service", "description": "Decentralized identity verification service that binds real-world beneficiary identity to on-chain operations. Supports KYC/KYB, document verification, sanctions screening, and cross-border compliance.", "url": "https://jilsovereign.com/bid", "status": "Live", "features": [ "KYC/KYB verification", "Document field parsing and validation", "Sanctions screening (OpenSanctions + OFAC)", "Risk scoring (0-100 combined score)", "Cross-border compliance (IBAN, BIC, FATF corridors)", "UBO graph with circular ownership detection", "Immutable audit trail" ] } ] }