{
  "name": "JIL Sovereign Topic Taxonomy",
  "description": "Structured topic index for JIL Sovereign - The Payment Integrity Network. 111-check Verdict Engine covering Fraud + Waste + Error + Abuse (FWEA) across 15 signal categories.",
  "last_updated": "2026-04-10",
  "categories": [
    {
      "id": "fwea-framework",
      "name": "FWEA Framework",
      "description": "Fraud + Waste + Error + Abuse - the four pillars of JIL's unified coverage engine",
      "topics": [
        {
          "slug": "fwea-framework",
          "title": "FWEA Framework",
          "description": "Fraud + Waste + Error + Abuse. JIL is the only unified coverage engine across all four pillars. Combined exposure: 3-8% of annual payment volume for most institutions.",
          "url": "https://jilsovereign.com/solutions"
        },
        {
          "slug": "fraud-coverage",
          "title": "Fraud Coverage",
          "description": "Deliberate deception - pig butchering, BEC, APP scam, synthetic identity, deepfake authorization, Magecart, TBML. Typical exposure 0.5-2.5% of annual payment volume.",
          "url": "https://jilsovereign.com/solutions"
        },
        {
          "slug": "waste-coverage",
          "title": "Waste Coverage",
          "description": "Legitimate payments that shouldn't have happened - duplicate claims, duplicate invoices, overpayments, upcoding, remittance mismatches. Typical exposure 2-6%.",
          "url": "https://jilsovereign.com/solutions"
        },
        {
          "slug": "error-coverage",
          "title": "Error Coverage",
          "description": "Unintentional mistakes - IBAN checksum failures, routing/account errors, BIC mismatches, expired credentials. Typical exposure 0.3-1.2%.",
          "url": "https://jilsovereign.com/solutions"
        },
        {
          "slug": "abuse-coverage",
          "title": "Abuse Coverage",
          "description": "Policy-technicality violations - structuring, cross-jurisdiction smurfing, sanctions evasion via hub routing, bust-out schemes, CBDC restriction bypass. Typical exposure 0.2-1.0%.",
          "url": "https://jilsovereign.com/solutions"
        }
      ]
    },
    {
      "id": "verdict-engine",
      "name": "111-Check Verdict Engine",
      "description": "Pre-settlement attestation engine running 111 checks across 15 signal categories in under 2 seconds",
      "topics": [
        {
          "slug": "verdict-engine-overview",
          "title": "111-Check Verdict Engine Overview",
          "description": "111 checks across 15 signal categories: 69 FWEA checks (Identity, Payment Rail, Regulatory, Behavior, Integrity, Healthcare, Systemic, International Typology, Emerging Threats) + 42 WIE wallet intelligence signals",
          "url": "https://jilsovereign.com/solutions"
        },
        {
          "slug": "international-checks",
          "title": "18 International Checks",
          "description": "SEPA APP, UK FPS PSR, PIX (Brazil), UPI (India), SWIFT gpi, CIPS, NPP PayID, MiCA, DORA, FCA, FATF Travel Rule, IBAN integrity, correspondent chain, FATF typology, Egmont FIU, BIS CPMI, cross-border velocity, hub routing",
          "url": "https://jilsovereign.com/solutions"
        },
        {
          "slug": "extended-fraud-checks",
          "title": "14 Extended / Emerging Threat Checks",
          "description": "Pig butchering, AI voice deepfake, FaaS intelligence, DPAN wallet provisioning, Magecart, ZKP proofs, real estate wire protection, TBML, bust-out credit fraud, CBDC attestation, consortium intelligence, adversarial ML drift, HNDL quantum-safe TLS, XAI explanations",
          "url": "https://jilsovereign.com/solutions"
        },
        {
          "slug": "retroactive-audit",
          "title": "Retroactive Payment Audit",
          "description": "Run 4+ years of historical payments through the 111-check engine at 1 bps (80% discount). FWEA Recovery Report with quantified exposure and regulator-ready audit artifacts.",
          "url": "https://jilsovereign.com/solutions"
        },
        {
          "slug": "pig-butchering-detection",
          "title": "Pig Butchering Detection",
          "description": "Romance-investment scam detection via Chainalysis/TRM/Elliptic wallet intelligence, OFAC-sanctioned infrastructure check (Huione Group, Funnull), behavioral pattern analysis over 90-day windows",
          "url": "https://jilsovereign.com/solutions"
        },
        {
          "slug": "voice-deepfake-detection",
          "title": "AI Voice Deepfake Detection",
          "description": "Detection of CFO-deepfake wire fraud attacks via Pindrop Phoneprinting, Nuance Gatekeeper voiceprint matching, and call metadata anomaly scoring",
          "url": "https://jilsovereign.com/solutions"
        },
        {
          "slug": "real-estate-wire-fraud",
          "title": "Real Estate Closing Wire Protection",
          "description": "Detects the highest average-loss fraud category in the US: first-time wire to title/escrow company with recently changed account",
          "url": "https://jilsovereign.com/solutions"
        },
        {
          "slug": "cbdc-attestation",
          "title": "CBDC Attestation Framework",
          "description": "Central Bank Digital Currency transaction validation for eCNY, digital euro, mBridge, and emerging CBDC rails",
          "url": "https://jilsovereign.com/solutions"
        }
      ]
    },
    {
      "id": "settlement",
      "name": "Settlement & Finality",
      "description": "How JIL achieves deterministic, sub-2-second settlement with cryptographic proof",
      "topics": [
        {
          "slug": "deterministic-settlement",
          "title": "Deterministic Settlement",
          "description": "JIL produces irreversible finality receipts in under 2 seconds with no probabilistic confirmation windows",
          "url": "https://jilsovereign.com/learn/deterministic-settlement"
        },
        {
          "slug": "settlement-integrity",
          "title": "Settlement Integrity",
          "description": "How JIL enforces compliance rules before value moves, binding beneficiary identity to settlement intent",
          "url": "https://jilsovereign.com/settlement-integrity"
        },
        {
          "slug": "evidence-packs",
          "title": "Evidence Packs",
          "description": "Cryptographic evidence trails produced for every settlement, serving as audit-ready legal-grade proof",
          "url": "https://jilsovereign.com/learn/evidence-packs"
        },
        {
          "slug": "finality-receipts",
          "title": "Finality Receipts",
          "description": "Deterministic cryptographic receipts that prove settlement completion with validator attestations",
          "url": "https://jilsovereign.com/learn/finality-receipts"
        },
        {
          "slug": "corridor-policies",
          "title": "Corridor Policies",
          "description": "Configurable compliance corridors that enforce jurisdiction-specific rules before settlement execution",
          "url": "https://jilsovereign.com/learn/corridor-policies"
        }
      ]
    },
    {
      "id": "wallets",
      "name": "Wallets & Custody",
      "description": "Self-custody MPC wallet with institutional-grade protection coverage",
      "topics": [
        {
          "slug": "mpc-threshold-signing",
          "title": "MPC Threshold Signing",
          "description": "2-of-3 multi-party computation where the user holds one key shard, ensuring self-custody",
          "url": "https://jilsovereign.com/learn/mpc-threshold-signing"
        },
        {
          "slug": "jil-wallet",
          "title": "JIL Wallet",
          "description": "Self-custody institutional wallet with $250K automatic protection and multi-chain support",
          "url": "https://wallet.getjil.com/learn/what-is-jil-wallet"
        },
        {
          "slug": "self-custody",
          "title": "Self-Custody",
          "description": "Users retain full control of their private keys - JIL never has access to user funds",
          "url": "https://wallet.getjil.com/learn/self-custody-explained"
        },
        {
          "slug": "protection-coverage",
          "title": "Protection Coverage",
          "description": "$250K automatic protection coverage included with Premium tier - protection without giving up keys",
          "url": "https://jilsovereign.com/learn/protection-coverage"
        }
      ]
    },
    {
      "id": "security",
      "name": "Security & Cryptography",
      "description": "Post-quantum cryptography, biometric identity, and zero-knowledge compliance",
      "topics": [
        {
          "slug": "post-quantum-security",
          "title": "Post-Quantum Security",
          "description": "Dilithium signatures and Kyber key encapsulation deployed in production, protecting against quantum threats",
          "url": "https://jilsovereign.com/learn/post-quantum-security"
        },
        {
          "slug": "biometric-proof-of-humanity",
          "title": "Biometric Proof-of-Humanity (BPoH)",
          "description": "Biometric verification binding real-world identity to on-chain operations without storing biometric data",
          "url": "https://jilsovereign.com/learn/biometric-proof-of-humanity"
        },
        {
          "slug": "zero-knowledge-compliance",
          "title": "Zero-Knowledge Compliance",
          "description": "ZK proofs that verify compliance without revealing sensitive data to validators",
          "url": "https://jilsovereign.com/learn/zero-knowledge-compliance"
        },
        {
          "slug": "jil-security-model",
          "title": "Security Model",
          "description": "Multi-layer security architecture including MPC, post-quantum crypto, validator consensus, and hardware security modules",
          "url": "https://jilsovereign.com/learn/jil-security-model"
        }
      ]
    },
    {
      "id": "compliance",
      "name": "Compliance & Regulation",
      "description": "Built-in compliance infrastructure supporting 10 regulatory frameworks",
      "topics": [
        {
          "slug": "institutional-compliance",
          "title": "Institutional Compliance",
          "description": "Pre-settlement policy evaluation across 10 regulatory frameworks and 13 jurisdictions",
          "url": "https://jilsovereign.com/learn/institutional-compliance"
        },
        {
          "slug": "kyc-kyb",
          "title": "KYC/KYB Verification",
          "description": "Built-in Know Your Customer and Know Your Business verification with sanctions screening and risk scoring",
          "url": "https://jilsovereign.com/learn/kyc-kyb-verification"
        },
        {
          "slug": "regulatory-positioning",
          "title": "Regulatory Positioning",
          "description": "How JIL positions itself as a utility token and attestation infrastructure under securities law",
          "url": "https://jilsovereign.com/solutions"
        }
      ]
    },
    {
      "id": "defi",
      "name": "DeFi & Trading",
      "description": "DEX v5 AMM, liquidity pools, and cross-chain bridge for institutional DeFi",
      "topics": [
        {
          "slug": "dex-overview",
          "title": "JIL DEX v5",
          "description": "Automated market maker with concentrated liquidity, MEV protection, and institutional-grade execution",
          "url": "https://jilsovereign.com/learn/dex-overview"
        },
        {
          "slug": "multi-chain-bridge",
          "title": "Multi-Chain Bridge",
          "description": "14-of-20 multisig bridge supporting 13+ chains with wrapper tokens (wBTC-JIL, wETH-JIL, etc.)",
          "url": "https://jilsovereign.com/learn/multi-chain-bridge"
        },
        {
          "slug": "wrapper-tokens",
          "title": "Wrapper Tokens",
          "description": "Bridged asset representations (wBTC-JIL, wETH-JIL, wUSDC-JIL) that can settle on the JIL L1",
          "url": "https://jilsovereign.com/learn/wrapper-tokens"
        }
      ]
    },
    {
      "id": "validators",
      "name": "Validators & Network",
      "description": "20-node validator network across 13 compliance jurisdictions",
      "topics": [
        {
          "slug": "validator-network",
          "title": "Validator Network",
          "description": "20 validators across 13 jurisdictions with adaptive quorum and 70% consensus target",
          "url": "https://jilsovereign.com/learn/validator-network"
        },
        {
          "slug": "consensus-mechanism",
          "title": "Consensus Mechanism",
          "description": "Adaptive BFT consensus with 14-of-20 quorum, geographic distribution, and health monitoring",
          "url": "https://jilsovereign.com/learn/jil-consensus"
        },
        {
          "slug": "sentinelai",
          "title": "SentinelAI Fleet Inspector",
          "description": "AI-powered validator health monitoring, threat scoring, and autonomous fleet management",
          "url": "https://jilsovereign.com/learn/sentinelai-fleet-inspector"
        }
      ]
    },
    {
      "id": "token",
      "name": "JIL Token",
      "description": "Utility token powering the JIL settlement network",
      "topics": [
        {
          "slug": "jil-token",
          "title": "JIL Token",
          "description": "ERC-20 utility token for gas fees, validator staking, and governance on the JIL L1 blockchain",
          "url": "https://getjil.com/learn/what-is-jil"
        },
        {
          "slug": "tokenomics",
          "title": "JIL Tokenomics",
          "description": "10 billion total supply, 5 treasury vaults, 10% humanitarian allocation via immutable smart contracts",
          "url": "https://jilsovereign.com/tokenomics"
        },
        {
          "slug": "how-to-buy-jil",
          "title": "How to Buy JIL",
          "description": "Step-by-step guide to acquiring JIL tokens through supported channels",
          "url": "https://getjil.com/learn/how-to-buy-jil"
        }
      ]
    },
    {
      "id": "patents",
      "name": "Intellectual Property",
      "description": "75 patent claims covering core settlement technology innovations",
      "topics": [
        {
          "slug": "jil-patent-portfolio",
          "title": "JIL Patent Portfolio",
          "description": "75 patent claims (10 independent + 38 dependent) covering MPC, ZK compliance, BPoH, AI token management, and more",
          "url": "https://jilsovereign.com/learn/jil-patent-portfolio"
        }
      ]
    }
  ]
}
