SBA OIG + DOJ Civil + qui-tam relators

PPP and EIDL Recovery Audit

Evidence packets on $200 billion in COVID-era fraud, with the 10-year statute of limitations window still open. Borrower entity formation, wage inconsistencies, use-of-funds reconstruction.

Executive Summary Architecture Use Cases Demo / POC Technical DesignGated

The gap

The $200B Fraud Pool: A Decade of Opportunity

The COVID-era economic relief programs, including the Paycheck Protection Program (PPP) and Economic Injury Disaster Loans (EIDL), collectively disbursed over $200 billion. A significant portion of this pool is now under scrutiny for potential fraud, with the 10-year statute of limitations (SOL) window still open.

JIL Sovereign's PPP/EIDL Recovery Audit targets this $200 billion fraud pool, providing evidence packets that uncover borrower entity formation inconsistencies, wage discrepancies, and improper use of funds.

How JIL closes it

Rigorous Checks to Uncover Fraud (roadmap)

JIL Sovereign's PPP/EIDL Recovery Audit is building a roadmap of specialized checks (in development) to detect fraud and inconsistencies within the $200 billion fraud pool. Planned checks include:

Borrower entity formation analysis
Wage inconsistency detection
Use-of-funds reconstruction

These checks are designed to provide comprehensive evidence packets that stand up in court, ensuring that every finding is anchored under FRE 902(14) and meets the highest standards of admissibility.

Use-of-funds reconstruction

Reconstructing the Flow of Funds

One of the critical components of the PPP/EIDL Recovery Audit is the reconstruction of the use of funds. This process involves tracing the disbursement of funds from the initial loan to the final recipient, identifying any discrepancies or irregularities along the way.

By reconstructing the use of funds, JIL Sovereign provides a clear, audit-ready narrative that demonstrates how funds were misappropriated or used improperly, supporting qui-tam relators and government agencies in their pursuit of justice.

Qui-tam annex packaging

Court-Ready Evidence Bundles for Qui-Tam Relators

JIL Sovereign's PPP/EIDL Recovery Audit includes specialized qui-tam annex packaging, designed to meet the needs of qui-tam relators. These court-ready evidence bundles are meticulously prepared to support False Claims Act cases, ensuring that all findings are presented in a format that is admissible in court.

Each evidence bundle includes detailed exhibits, chain-of-custody narratives, and courtroom-ready presentations, providing qui-tam relators with the tools they need to build a strong case.

Pricing

Priced against the value it returns. Measured first.

How the price is set

Recovered and protected value

An exposure assessment measures what the sealed record can recover and what pre-payment review can protect. Terms are set against that measurement, so the return is visible before the work starts.

Program terms

Set after the assessment

The fee is set against the measured value for that program, booked as operating expense. No rate card and no flat tier.

Not a contingency fee

You keep the recoveries

Contingency recovery programs common in the industry take a share of what they find. JIL does not. The fee does not rise when a recovery is larger.

90-day pilot

Experience the Value with a 90-Day Pilot

To demonstrate the effectiveness of our PPP/EIDL Recovery Audit, JIL Sovereign offers a 90-day pilot program. This pilot allows clients to experience the value of our services firsthand, with no upfront commitment required.

During the pilot, clients will receive a comprehensive report detailing the findings from the checks available as the engine is built out, providing them with actionable insights and a clear understanding of the potential savings and recoveries available through our audit services.