The integrity layer beneath every payment, claim, and settlement

Prove what happened. Before value moves, or years after.

JIL Sovereign is the proof system and the continuous internal audit beneath every payment, claim, and settlement. We seal each decision as a self-authenticating record owned by the institution, protect that institution, and surface the exact moment it falls out of compliance.

Proof system Continuous internal audit Compliance shield
01 / 14
The problem
$3.4T

Preventable payment failure moves every year because money is sent first and questioned later. In healthcare alone, fraud, waste, abuse, and error run 7 to 10 percent of medical spend.

02 / 14
Where the loss lives

The recoverable pool is 10x the fraud pool.

5 to 10% fraud, recovered court-ready via CREB About 90% waste, abuse, and error, recovered internally via RREB

Most integrity vendors chase only the fraud sliver. JIL recovers the whole surface off one evidence record.

03 / 14
The layer

Proof system and internal audit in one.

JIL verifies identity, payment origin, beneficiary binding, and policy obligation before value moves, then keeps watching. It runs as a continuous internal audit that flags the moment an institution falls out of compliance. The finding is computed inside the customer environment. No protected health information leaves their walls.

04 / 14
The proof object

One evidence record, four evidence bundles.

CREB
Court Ready Evidence Bundle. Sealed and anchored on CourtChain, built to support self-authentication under FRE 902(13) and 902(14).
AREB
Audit Ready Evidence Bundle, for attestation and regulatory readiness.
PIEB
Payer Integrity Evidence Bundle, for improper-payment findings.
RREB
Risk and Recovery Evidence Bundle, for risk adjustment (RADV) and internal recovery of waste and error.
05 / 14
The platform

Wired, not promised.

332
Attestation checks wired across 16 categories. 489 in catalog.
177
Patent claims filed across the proof, seal, and settlement stack.
AVA
Agentic AI that runs the checks and assembles the evidence bundle.
PQC
Post-quantum sealing. Ed25519 with ML-DSA-65, RFC 3161, OTS.
06 / 14
One proof, many lanes

23 verticals, 4 horizontal primitives.

MCO payment integrityFederal grantsUnemployment insuranceFederal disasterPension deathPPP / EIDLP&C insuranceTelehealth / DME / hospicePharmacy / 340BBehavioral healthCapital marketsTrade finance

Plus beneficial ownership, sanctions and PEP, identity coherence, and vendor integrity as primitives shared by every lane.

07 / 14
The market
$94B

Integrity-services spend that JIL captures at the verdict layer, where the proof is produced rather than where the claim is merely flagged.

08 / 14
How we are paid

Pilot, run fee, and a contingency on what we prove.

Creditable pilot$1M
Continuous run fee, banded by claims volume$1M / $2M / $3M
CREB contingency on approved exposure above floor15%
Contingency split, at agreement and at collection7.5% + 7.5%
Below the floor and the full waste poolRREB blocks
09 / 14
Why it holds

The moat is admissibility.

Detection vendors flag. JIL produces evidence a court will accept, sealed and anchored under FRE 902(14) on CourtChain, defended by 177 patent claims (filed) and post-quantum cryptography. That is the layer competitors do not own.

10 / 14
Valuation

Shared with qualified investors under NDA.

JIL does not publish a valuation. Each vertical is a standalone build card off the same proof engine.

11 / 14
The ask

Round size and terms are shared with qualified investors under NDA. The use of funds is deploying the proof engine across the mature verticals and the federal fraud-pillar lanes.

12 / 14
The company

Built sovereign, by design.

JIL Sovereign Technologies, Inc. Delaware incorporated, Texas headquartered. A live production platform, not a roadmap.

13 / 14
For institutional investors and anchor partners

Detection is a commodity. Proof is the moat.

Bring us a payment, a claim, or a contested outcome. We hand back a record that stands on its own, and we flag the next exposure before it lands. Let us walk you through the live model and the build cards.

14 / 14

Prove it before you pay it.

Schedule a call Investor overview