How It Works: One Engine, Five Verticals

JIL runs the same Verdict Engine across every institutional payment type. Each vertical activates a different subset of checks drawn from the same underlying rule set.

Each demo below posts your inputs to the live POST /v1/verdict service, runs all applicable checks, and returns an Ed25519-signed receipt covering every check that ran (and every check that didn't, with the reason). Each receipt is independently verifiable against our public key. JIL L1 validators sign blocks with Dilithium3 (post-quantum); the demo receipt uses Ed25519 for fast in-browser verification.

Demo mode: subscription / fee-tier categories (FWEA Waste, FWEA Error, FWEA Abuse, Advanced Analytics, Post-Quantum Security, XAI Transparency) are excluded from the on-screen evidence report and PDF receipt. They are commercial add-ons. The signed JSON receipt still contains the complete engine response.

Medicare and Medicaid provider payment. 7 checks fire: provider enrollment, OIG exclusion, license status on the date of service, duplicate claims across payers, billing corridor analysis, address plausibility, and documentation binding. All sealed before the payment leaves.

Claim InputsPOST /v1/settlement/attest

Provider NPI (10 digits)

Provider TIN (9 digits)

Taxonomy Code

OIG Exclusion Check Date

Procedure Code (CPT)

Diagnosis Code (ICD-10)

Claim Amount (USD)

Service Date

Payer

Patient ID (pre-hashed)

View API request

{ ... run the demo to populate ... }

Verdict Engine Checks

Attestation Sealing Ed25519

Verdict assembled from check results

Awaiting run...

Sealed with Ed25519 signature (Dilithium3 in fleet rotation)

Awaiting run...

Verdict persisted with signed receipt (settlement gate when enabled)

Awaiting run...

Finality Receipt

Attestation ID

Tx Hash

Sealed At

Signer

Signature Algorithm

Signature

Ledger Height

Receipt is signed Ed25519, verifiable via /api/fraud/v1/verdict-pubkey. JIL L1 validators sign blocks with Dilithium3 (post-quantum); this receipt uses Ed25519 for fast in-browser verification.

Wire, ACH, SWIFT, and RTP with BEC prevention. 6 checks fire: beneficiary binding, 72-hour account change detection, BEC domain screening, instruction provenance, behavioral anomaly scoring, and duplicate instruction detection. Stops the fraud before the wire clears.

Wire InputsPOST /v1/settlement/attest

Payment Rail

Originator Name

Originator ABA Routing

Originator Account

Beneficiary Name

Beneficiary IBAN

Beneficiary SWIFT BIC

Beneficiary Account

Amount (USD)

Originating Email Domain

Instruction Received Timestamp

Prior Payment to Beneficiary

View API request

{ ... run the demo to populate ... }

Verdict Engine Checks

Attestation Sealing Ed25519

Verdict assembled from check results

Awaiting run...

Sealed with Ed25519 signature (Dilithium3 in fleet rotation)

Awaiting run...

Verdict persisted with signed receipt (settlement gate when enabled)

Awaiting run...

Finality Receipt

Attestation ID

Tx Hash

Sealed At

Signer

Signature Algorithm

Signature

Ledger Height

Receipt is signed Ed25519, verifiable via /api/fraud/v1/verdict-pubkey. JIL L1 validators sign blocks with Dilithium3 (post-quantum); this receipt uses Ed25519 for fast in-browser verification.

Non-medical insurance claim disbursement. 8 checks fire: contractor/claimant identity, license on loss date, documentation binding, claim corridor, cross-carrier duplicate, surge anomaly, BEC/account substitution, and UBO verification. Prevents contractor fraud and cross-carrier duplicates.

Claim InputsPOST /v1/settlement/attest

Claim Number

Policy Number

Line of Business

Claim Type

Contractor Business Name

Contractor LEI (ISO 17442)

Contractor Tax ID

Contractor License Number

License Jurisdiction (State)

Claim Amount (USD)

Loss Date

Service ZIP

Prior Claim Count (cross-carrier)

View API request

{ ... run the demo to populate ... }

Verdict Engine Checks

Attestation Sealing Ed25519

Verdict assembled from check results

Awaiting run...

Sealed with Ed25519 signature (Dilithium3 in fleet rotation)

Awaiting run...

Verdict persisted with signed receipt (settlement gate when enabled)

Awaiting run...

Finality Receipt

Attestation ID

Tx Hash

Sealed At

Signer

Signature Algorithm

Signature

Ledger Height

Receipt is signed Ed25519, verifiable via /api/fraud/v1/verdict-pubkey. JIL L1 validators sign blocks with Dilithium3 (post-quantum); this receipt uses Ed25519 for fast in-browser verification.

Government entitlement programs. 10 checks fire: SSA DMF + state vitals death verification, address existence and tenure, cross-program/cross-jurisdiction duplicate enrollment, household composition, income/asset consistency, provider capacity, DHS SAVE citizenship, voter cross-reference, and spousal/survivor eligibility.

Recipient InputsPOST /v1/settlement/attest

Recipient SSN (masked on output)

Recipient Full Name

Date of Birth

Program

Benefit Amount (USD)

Payment Date

Street Address

City

State

ZIP

Household Size (declared)

Citizenship Status

Prior Recertification Date

View API request

{ ... run the demo to populate ... }

Verdict Engine Checks

Attestation Sealing Ed25519

Verdict assembled from check results

Awaiting run...

Sealed with Ed25519 signature (Dilithium3 in fleet rotation)

Awaiting run...

Verdict persisted with signed receipt (settlement gate when enabled)

Awaiting run...

Finality Receipt

Attestation ID

Tx Hash

Sealed At

Signer

Signature Algorithm

Signature

Ledger Height

Receipt is signed Ed25519, verifiable via /api/fraud/v1/verdict-pubkey. JIL L1 validators sign blocks with Dilithium3 (post-quantum); this receipt uses Ed25519 for fast in-browser verification.

Legal asset investigation. 8 checks fire: hidden crypto detection, pre-proceeding asset movement, UBO graph, connected-party payment tracing, rapid post-receipt movement, DeFi vault detection, income/asset consistency, and date-anchored entity status. Every output is a court-admissible attestation.

Investigation InputsPOST /v1/bid/extended-investigation

Subject Full Name

Subject DOB

Last-Known Jurisdictions (comma-separated)

Engagement Type

Proceeding Filing Date

Lookback Period (months)

Include On-Chain Tracing

Chains (comma-separated)

Include UBO Graph

Include DeFi Positions

Include Real Estate

OpenCorporates Entity IDs (comma-separated)

Known BTC Addresses (comma or space separated)

Known ETH Addresses (comma or space separated)

Known SOL Addresses (comma or space separated)

View API request

{ ... run the demo to populate ... }

Verdict Engine Checks

Attestation Sealing Ed25519

Verdict assembled from check results

Awaiting run...

Sealed with Ed25519 signature (Dilithium3 in fleet rotation)

Awaiting run...

Verdict persisted with signed receipt (settlement gate when enabled)

Awaiting run...

Finality Receipt

Attestation ID

Tx Hash

Sealed At

Signer

PQ Algorithm

Signature

Ledger Height

Receipt is signed Ed25519, verifiable via /api/fraud/v1/verdict-pubkey. JIL L1 validators sign blocks with Dilithium3 (post-quantum); this receipt uses Ed25519 for fast in-browser verification.