Vol. IV · Cryptographic Verdict Record
Pillar 4 - Wallet Intelligence
SAMPLE - Pillar 4
Cryptographic Verdict Record - Wallet Intelligence.
This is a sample Cryptographic Verdict Record - the operational data half of a JIL Court Ready Evidence Bundle (CREB). The fields below show the structure of every real verdict: identifiers, subject, test profile, the full check matrix, the final verdict, and the cryptographic seal anchored to the JIL L1 chain by 14-of-20 SCN BFT validator quorum. Signed with hybrid Ed25519 and ML-DSA-65 (NIST FIPS 204) for post-quantum durability.
Sample notice. All identifiers, hashes, signatures, validator quorum payloads, and timestamps in this document are fictitious. They preserve the structure of a real CREB envelope so a custodian or compliance officer can see exactly what JIL produces. Real records carry the same structure with live hashes anchored on the JIL L1 chain.
175
Production checks across the institutional catalogue.
14 / 20
SCN BFT validator quorum signing every record.
FIPS 204
Post-quantum standard. Hybrid Ed25519 + ML-DSA-65 on every signature.
75
Patent claims filed across attestation, evidence, and consensus.
273
Production services in continuous operation.
~1.4M
Lines of production code, third-party reviewed.
DOCUMENT BODY
Cryptographic Verdict Record - verbatim sample envelope.
All cryptographic content below is preserved verbatim from the canonical sample. Tables, hash strings, signature blocks, and validator quorum payloads have not been modified - they are the sample.
JIL Sovereign Technologies, Inc.
Cryptographic Verdict Authority - Pillar 4
Report Identifier
JIL-VR-WI-2026-04-19-D5C4B3A2
Issued: 2026-04-19 15:03:51 UTC
Completed: 2026-04-19 15:03:51.187 UTC
Scan to verify
/verify/JIL-VR-WI-2026-04-19-D5C4B3A2
/verify/JIL-VR-WI-2026-04-19-D5C4B3A2
Cryptographic Verdict Record
Court-Admissible - Independently Verifiable - Tamper-Evident
SAMPLE - FICTITIOUS SUBJECT DATA
Executive Summary (plain English)
Verdict: RISK SCORE 23/100
LOW RISK - Withdrawal approved. Re-evaluation triggered if score exceeds 60.
Question we answered
Does the wallet the exchange is about to release $184,500 to belong to the person the exchange has KYC'd? What else does that person own? Any risk?
What you told us (inputs)
| From (requesting vendor) | Redacted institutional exchange compliance team (VND-EXCHG-0013) |
| Wallet under evaluation | 0x4d5C...6C5b on Ethereum mainnet |
| Claimed owner (exchange KYC) | Subject-Y (redacted natural person, US resident TX) |
| Trigger amount | $184,500 outbound withdrawal (over the exchange's $100K threshold) |
What we checked
- Attribution: confirm the wallet belongs to Subject-Y (not just check if it's OFAC-flagged)
- Custody + venue: where is it held, what's the venue's regulatory posture
- Holdings: balance + top positions
- Associated wallets: other wallets controlled by the same attributed entity, across all chains
- 42 Wallet Intelligence Engine signals (age, counterparty contamination, velocity, DeFi trust, hidden-asset correlation, regulatory alignment)
What we found
- Wallet confirmed owned by Subject-Y with 96.4% confidence (exchange KYC + on-chain clustering + CEX-withdrawal correlation)
- Held at the requesting exchange as a Tier-3 segregated institutional wallet
- Total on-chain balance $284,617 USD across 5 assets (primary: wUSDC-JIL)
- 5 associated wallets identified across Ethereum, Bitcoin, Polygon, Solana, Tron - aggregate $104,350 USD
- Zero sanctions / PEP / adverse-media matches
- Zero direct darknet / ransomware / mixer / state-actor exposure; 2-hop taint 0.02% (below 1% threshold)
- Aggregate risk score 23/100 (LOW)
Recommended action
Approve the $184,500 withdrawal. Re-evaluation will auto-trigger if Subject-Y's risk score ever exceeds 60 (threshold for enhanced due diligence).
0Identifiers, Retrieval, and Retention
- Report ID (this document)
- JIL-VR-WI-2026-04-19-D5C4B3A2
- Attestation ID
- ATT-892444-0000007741
- Vendor ID (requester)
- VND-EXCHG-0013 (Redacted institutional exchange, onboarded 2025-09-03)
- Profile ID
- PRF-WIE-STANDARD-v4.0
- Date Completed
- 2026-04-19 15:03:51.187 UTC (epoch 1776657831.187)
- Storage Location (vendor-controlled)
- Vendor SDV endpoint sdv://VND-EXCHG-0013.us-west.jil-sdv/, object key verdicts/wallet-intel/2026/04/19/JIL-VR-WI-2026-04-19-D5C4B3A2.pdf.sealed. AES-256-GCM encrypted, vendor-held key.
- Content Hash (SHA-256)
- c3d4e5f67890a1b2abcdef0123456789fedcba9876543210abcdef0123456789
- Retention Period
- 15 years minimum. Exceeds BSA / FATF / NYDFS / HIPAA requirements. Permanent retention may be elected by vendor.
- Retrieval Index (JIL-side)
- Indexed in trust.verdict_records + replicated to verdict_index.clickhouse. Queryable by report_id, attestation_id, vendor_id, profile_id, date_completed, subject_hash, L1 anchor tx.
- Retrieval API
- Authenticated vendors: GET /api/v1/verdicts/{report_id}. Courts/regulators: GET /verify/{report_id} returns verification metadata without PII; blob retrieval requires vendor consent or court order served on vendor.
1Subject of Verdict
- Request Type
- Wallet Intelligence Risk Record (Pillar 4) - Standalone WIE Evaluation
- Requesting Party
- Redacted Institutional Exchange Compliance, Request-ID rq:7d3a:2c1b:0e9f
- Wallet Under Evaluation
- 0x4d5C8b3A9F2e7C1d6B5a4e3D2c1B0A9F8e7D6C5b
- Chain
- Ethereum mainnet (chain-id 1)
- Purpose
- Outbound withdrawal approval ($184,500 wUSDC-JIL)
- Policy Trigger
- Amount >$100K threshold - standalone WIE evaluation required
- Signal Count Applied
- 42 (all WIE signals)
- SLA Target
- 200 ms
- Actual Latency
- 187 ms
1AWallet Attribution
Confirms the queried wallet belongs to a known natural person or entity. Attribution is the primary purpose of this record - risk screening (Section 4) supplements attribution, not the other way around.
- Attributed Owner
- Redacted Natural Person ("Subject-Y"), US resident (Texas)
- Attribution Confidence
- 96.4% (HIGH)
- Primary Attribution Basis
- Subject's verified KYC record at requesting exchange (FWEA-01 / FWEA-03 chain); custodian confirms Subject-Y's identity with passport + biometric on 2025-09-11
- Secondary Attribution Signals
- On-chain clustering (WIE-29) links this wallet to 3 other wallets with confirmed Subject-Y custody; CEX-withdrawal correlation (WIE-33) matches historical Subject-Y withdrawals
- Beneficial-Owner UBO Tree
- Subject-Y is the sole beneficial owner. No corporate entities in custody chain. No nominee arrangements detected.
- Attribution Source Attestations
- 1. Exchange KYC record cert:exchg-0013:kyc:7b3a2c. 2. JIL entity graph cert:jil-eg:0c1d2e. 3. Chainalysis attribution cert:chn:abc123def.
- PEP / Adverse-Media Status
- Subject-Y cleared against OpenSanctions PEP list and Dow Jones adverse media (WIE-38, WIE-39 both CLEAR)
- Sanctions Proximity
- Graph distance to any sanctioned wallet: > 4 hops (WIE-37, CLEAR)
1BCustody and Venue
Where the wallet is held, the venue's regulatory posture, and the custody model (custodial / self-custody / MPC).
- Custody Model
- Custodial (held at the requesting exchange)
- Custodian / Venue
- Requesting exchange (redacted). Institutional tier, NYDFS-regulated.
- KYC Tier at Venue
- Tier 3 (Institutional - verified identity + proof-of-address + source-of-funds declaration)
- Venue Wallet Type
- Segregated client wallet (one wallet per KYC'd client; not commingled pool)
- Wallet First Seen
- 2025-09-11 (date of Subject-Y's onboarding at venue). Age at assessment: 220 days.
- Venue Compliance Posture
- SOC 2 Type II, ISO 27001, NYDFS Part 500 attested. Annual SOC 2 report on file at JIL.
- Venue Sanctions Attestation
- Venue has OFAC SDN screening active + daily update. JIL verified via cert:exchg-0013:sanctions:e4d5f6.
1CHoldings Summary
Total on-chain balance at assessment time: $284,617.42 USD across 5 assets. As of 2026-04-19 14:58 UTC (7 blocks behind assessment).
| Asset | Amount | USD Value | Notes |
|---|---|---|---|
| wUSDC-JIL | 284,617.42 | $284,617.42 | JIL-bridged USDC, primary liquidity |
| ETH | 0.42 | $1,260.00 | Gas reserve |
| wBTC-JIL | 0.0015 | $103.50 | JIL-bridged BTC, dust |
| LINK | 12.3 | $147.60 | Oracle-feed staking, staked 2025-11-20 |
| USDT | 0.00 | $0.00 | Balance drained 2026-01-14, wallet retained |
All balances verified on-chain at assessment block height. Out-of-band custodial positions (e.g., held at venue under the same KYC) are not included - Subject-Y has additional $412,000 in venue-custodied positions not associated with this specific on-chain wallet, per venue reporting.
1DAssociated Wallets - Cross-Chain Entity Graph
Other wallets controlled by the same attributed entity, discovered via WIE clustering signals. Aggregate balance across associated wallets: $388,967.99 USD.
| Address | Chain | Confidence | Linkage Method | Balance | First Seen | Tag |
|---|---|---|---|---|---|---|
| 0x4d5C8b3A...8e7D6C5b | Ethereum | SELF | Subject of this record | $284,617.42 | 2025-09-11 | Primary EVM wallet |
| 0xBe6F129B...5fDe7ab3 | Ethereum | 99.2% | WIE-29 cross-wallet clustering + WIE-31 co-spending pattern | $12,400.17 | 2024-11-02 | Secondary EVM - savings |
| 0x7Bcff275...8756aBa2 | Ethereum | 94.8% | WIE-33 CEX-withdrawal timing match with Subject-Y KYC record | $0.00 | 2024-06-14 | Inactive EVM - drained 2025-02-03 |
| bc1qa7e4xq...8w5c1d6g | Bitcoin | 91.7% | WIE-32 bridge-correlation + WIE-29 cross-chain clustering | $84,210.00 | 2023-03-08 | Cold storage BTC |
| 0x3F8a2b9c...B4c8D9e5 | Polygon | 87.3% | WIE-31 co-spending + WIE-32 bridge-correlation | $5,820.40 | 2025-04-22 | Polygon trading wallet |
| 5Gyj2p7kFh...IsKvSYqT | Solana | 89.1% | WIE-33 CEX-withdrawal match + WIE-32 bridge correlation | $1,920.00 | 2025-08-30 | Solana DeFi positions |
1EOverall Narrative
Subject-Y is a US-resident natural person with a verified exchange KYC record (Tier 3, institutional). This record confirms the queried wallet belongs to Subject-Y with 96.4% confidence, places it at the requesting exchange under segregated custody, enumerates the on-chain balances (total $284,617 USD, top position wUSDC-JIL), and lists 5 associated wallets controlled by the same entity across 4 chains (aggregate balance $104,350 USD at time of assessment). All sanctions, PEP, adverse-media, and 42 WIE risk signals are CLEAR. No sanctioned-cluster proximity within 4 hops. Outbound withdrawal of $184,500 approved.
2Test Profile Applied
- Profile Name
- WIE-STANDARD-v4.0
- Profile Description
- Standalone wallet risk scoring. 42 WIE signals only.
- Total Catalog Size
- 111 checks (69 FWEA + 42 WIE)
- Approved for this Profile
- 42 of 111 checks enabled
- Out of Scope (not approved)
- 69 of 111 checks disabled for this profile
Coverage transparency: both approved and out-of-scope checks are listed in Section 4 for full court defensibility. No hidden checks, no silent omissions.
3Approved Checks - Full Test Matrix (Section 4A)
42 APPROVED
Each approved check ran during verdict assembly. Method, source, result, and per-check evidence hash listed below. Individually Ed25519-signed and rolled up into Section 6 Merkle root.
| Check ID | Test Name | Method | Source | Result | Evidence Hash |
|---|---|---|---|---|---|
| WIE-01 | Destination wallet age | Genesis-tx trace + funding attribution | JIL L1 on-chain history | 847 days (LOW RISK) | sha256:01de...w1w |
| WIE-02 | Funding source attribution | Recursive source-of-funds trace | JIL attribution-evm + Chainalysis | CLEAR | sha256:02fu...w2w |
| WIE-03 | First-block recency flag | Age vs transaction volume ratio | JIL L1 + chain-specific | CLEAR | sha256:03fi...w3w |
| WIE-04 | Dormancy awakening signal | Long-dormant -> sudden activity | JIL dormancy tracker | CLEAR | sha256:04do...w4w |
| WIE-05 | Dust attack detection | Micro-tx flood pattern | JIL dust detector | CLEAR | sha256:05du...w5w |
| WIE-06 | Fresh-wallet-with-instant-activity | Activity within 1h of creation | JIL creation telemetry | CLEAR | sha256:06fr...w6w |
| WIE-07 | Bulk wallet creation signal | Sequential wallet creation cluster | JIL creation graph | CLEAR | sha256:07bu...w7w |
| WIE-08 | Contamination 2-hop weighted | Graph traversal, decay-weighted exposure scoring | JIL L1 + Chainalysis | 0.02% (CLEAR) | sha256:08co...w8c |
| WIE-09 | Direct darknet exposure | 0-hop match to known darknet wallets | JIL known-bad registry | CLEAR | sha256:09di...w9c |
| WIE-10 | Direct ransomware operator exposure | 0-hop match to ransomware wallets | JIL ransomware intel (Conti/LockBit/BlackCat/Cl0p) | CLEAR | sha256:10di...w0c |
| WIE-11 | Mixer/tumbler exposure | Exposure to Tornado Cash, Blender.io, ChipMixer, Sinbad | JIL mixer registry | CLEAR | sha256:11mi...w1c |
| WIE-12 | Exchange-hack cluster exposure | Mt. Gox, Bitfinex, FTX, KuCoin hack wallets | JIL hack attribution | CLEAR | sha256:12ex...w2c |
| WIE-13 | Known-bad cluster exposure (full) | 0/1/2/3-hop lookup against all known-bad | JIL known-bad registry | CLEAR | sha256:13kn...w3c |
| WIE-14 | State-actor cluster exposure | Lazarus Group, APT38, Russian ransomware | JIL state-actor attribution | CLEAR | sha256:14st...w4c |
| WIE-15 | Transaction cadence anomaly | Inter-arrival time distribution | JIL L1 cadence analyzer | CLEAR | sha256:15tr...w5v |
| WIE-16 | Amount distribution outlier | Distribution vs 90d self-baseline | JIL amount analyzer | CLEAR | sha256:16am...w6v |
| WIE-17 | Bot activity signature | Automated tx signing pattern | JIL bot detector | CLEAR | sha256:17bo...w7v |
| WIE-18 | Burst-and-drain pattern | High inbound then full drain | JIL burst detector | CLEAR | sha256:18bu...w8v |
| WIE-19 | Round-amount trading | Round-number frequency outlier | JIL amount analyzer | CLEAR | sha256:19ro...w9v |
| WIE-20 | Fragmentation pattern | Tx split into sub-threshold batches | JIL fragmentation detector | CLEAR | sha256:20fr...w0v |
| WIE-21 | Cross-chain arbitrage signature | Arbitrage-like paired tx across chains | JIL cross-chain detector | CLEAR | sha256:21cr...w1v |
| WIE-22 | Protocol whitelist match | Interacted protocols in whitelist | JIL DeFi whitelist | 94/100 (HIGH TRUST) | sha256:22pr...w2d |
| WIE-23 | LP quality score | Uniswap / Balancer pool quality | JIL DeFi attestation ledger | HIGH | sha256:23lp...w3d |
| WIE-24 | Rug-pull heuristic | Known rug-pull cluster exposure | JIL rug-pull registry | CLEAR | sha256:24ru...w4d |
| WIE-25 | Yield-farming exposure | Yield-protocol interaction + risk tier | JIL yield-farm classifier | LOW | sha256:25yi...w5d |
| WIE-26 | Flash-loan anomaly | Flash-loan pattern in history | JIL flash-loan detector | CLEAR | sha256:26fl...w6d |
| WIE-27 | Bridge-exploit exposure | Known bridge-exploit interaction | JIL bridge-exploit registry | CLEAR | sha256:27br...w7d |
| WIE-28 | Governance manipulation signal | Flash-loan governance attack pattern | JIL governance-attack detector | CLEAR | sha256:28go...w8d |
| WIE-29 | Cross-wallet clustering | JIL attribution engine (BTC/EVM/SOL/TRX) | JIL attribution engines | No discrepancy | sha256:29cr...w9h |
| WIE-30 | Change-address heuristic (BTC) | Multi-input + change detection | JIL attribution-btc | CLEAR | sha256:30ch...w0h |
| WIE-31 | Common-ownership heuristic | Co-spending patterns across wallets | JIL attribution-btc/evm | CLEAR | sha256:31co...w1h |
| WIE-32 | Bridge-correlation clustering | Cross-chain bridge traffic as identity | JIL attribution-bridges | CLEAR | sha256:32br...w2h |
| WIE-33 | CEX-withdrawal correlation | CEX-withdrawal timing + amount match | JIL CEX attribution | CLEAR | sha256:33ce...w3h |
| WIE-34 | Off-chain-linked wallet | Corporate entity + wallet linkage via OpenCorporates | OpenCorporates + JIL entity graph | CLEAR | sha256:34of...w4h |
| WIE-35 | Real-estate linked wallet | Property-purchase blockchain linkage | ATTOM Property + JIL entity graph | CLEAR | sha256:35re...w5h |
| WIE-36 | Jurisdictional fit (corridor) | Counterparty jurisdiction vs origin corridor | GLEIF + OpenCorporates | PASS (US-SG corridor compliant) | sha256:36ju...w6r |
| WIE-37 | Sanctions-list proximity | Distance to any sanctioned wallet in graph | OFAC + EU + UK SDN + JIL L1 | > 4 hops (CLEAR) | sha256:37sa...w7r |
| WIE-38 | PEP overlap (counterparty UBO) | UBO graph overlap with PEP list | OpenSanctions PEP | CLEAR | sha256:38pe...w8r |
| WIE-39 | Adverse media flag | Counterparty name in adverse-media feed | OpenSanctions media + Dow Jones | CLEAR | sha256:39ad...w9r |
| WIE-40 | Taint-free proof | Cumulative contamination score under 1% | JIL taint calculator | 0.02% (PASS) | sha256:40ta...w0r |
| WIE-41 | MiCA stablecoin eligibility | Token MiCA-registered flag | EBA MiCA registry | PASS | sha256:41mi...w1r |
| WIE-42 | Travel-rule data completeness | Originator+beneficiary data fields populated | IVMS 101 validator | PASS | sha256:42tr...w2r |
3Out-of-Scope Checks - Not Enabled (Section 4B)
69 OUT OF SCOPE
Listed for transparency. These checks exist in the 111-check catalog but were not enabled in this profile. Their omission is explicit, auditable, and court-defensible.
| Check ID | Test Name | Status | |||
|---|---|---|---|---|---|
| FWEA-01 | OFAC person match (origin) | Out of scope - not enabled in this profile | |||
| FWEA-02 | OFAC person match (counterparty) | Out of scope - not enabled in this profile | |||
| FWEA-03 | PEP screening - beneficial owners | Out of scope - not enabled in this profile | |||
| FWEA-04 | Synthetic identity detection | Out of scope - not enabled in this profile | |||
| FWEA-05 | Document deepfake detection | Out of scope - not enabled in this profile | |||
| FWEA-06 | AI voice deepfake at authorization | Out of scope - not enabled in this profile | |||
| FWEA-07 | Destination wallet SDN match | Out of scope - not enabled in this profile | |||
| FWEA-08 | Business Email Compromise (BEC) pattern | Out of scope - not enabled in this profile | |||
| FWEA-09 | Invoice fraud detection | Out of scope - not enabled in this profile | |||
| FWEA-10 | Account takeover (ATO) signals | Out of scope - not enabled in this profile | |||
| FWEA-11 | Authorized Push Payment (APP) scam | Out of scope - not enabled in this profile | |||
| FWEA-12 | Wire anomaly detection | Out of scope - not enabled in this profile | |||
| FWEA-13 | SEPA APP fraud pattern (EU) | Out of scope - not enabled in this profile | |||
| FWEA-14 | UK FPS Payment System Regulator (PSR) profile | Out of scope - not enabled in this profile | |||
| FWEA-15 | PIX fraud typology (Brazil) | Out of scope - not enabled in this profile | |||
| FWEA-16 | UPI fraud typology (India) | Out of scope - not enabled in this profile | |||
| FWEA-17 | SWIFT gpi chain substitution | Out of scope - not enabled in this profile | |||
| FWEA-18 | CIPS sanctioned-entity routing | Out of scope - not enabled in this profile | |||
| FWEA-19 | NPP PayID integrity (Australia) | Out of scope - not enabled in this profile | |||
| FWEA-20 | DPAN wallet provisioning fraud | Out of scope - not enabled in this profile | |||
| FWEA-21 | Magecart / e-skimmer merchant compromise | Out of scope - not enabled in this profile | |||
| FWEA-22 | Cryptocurrency off-ramp anomaly | Out of scope - not enabled in this profile | |||
| FWEA-23 | Check kite / float fraud | Out of scope - not enabled in this profile | |||
| FWEA-24 | Settlement instruction integrity | Out of scope - not enabled in this profile | |||
| FWEA-25 | OFAC country-level sanctions | Out of scope - not enabled in this profile | |||
| FWEA-26 | EU MiCA stablecoin classification | Out of scope - not enabled in this profile | |||
| FWEA-27 | EU DORA operational resilience | Out of scope - not enabled in this profile | |||
| FWEA-28 | UK FCA authorization status | Out of scope - not enabled in this profile | |||
| FWEA-29 | FATF International Travel Rule (>$3K) | Out of scope - not enabled in this profile | |||
| FWEA-30 | CBDC attestation (eCNY / DEUR / mBridge) | Out of scope - not enabled in this profile | |||
| FWEA-31 | NYDFS Part 500 applicability | Out of scope - not enabled in this profile | |||
| FWEA-32 | SEC Reg S / Reg D (if applicable) | Out of scope - not enabled in this profile | |||
| FWEA-33 | MAS Singapore DPT Act applicability | Out of scope - not enabled in this profile | |||
| FWEA-34 | VARA UAE crypto licensing | Out of scope - not enabled in this profile | |||
| FWEA-35 | State MTL jurisdiction check | Out of scope - not enabled in this profile | |||
| FWEA-36 | Velocity anomaly (origin 48h) | Out of scope - not enabled in this profile | |||
| FWEA-37 | Mule account scoring | Out of scope - not enabled in this profile | |||
| FWEA-38 | Smurfing / structuring pattern | Out of scope - not enabled in this profile | |||
| FWEA-39 | Geographic anomaly | Out of scope - not enabled in this profile | |||
| FWEA-40 | Bust-out credit fraud pattern | Out of scope - not enabled in this profile | |||
| FWEA-41 | Round-amount / psychological pricing flag | Out of scope - not enabled in this profile | |||
| FWEA-42 | Night / off-hours activity | Out of scope - not enabled in this profile | |||
| FWEA-43 | Routing change detection (<72h) | Out of scope - not enabled in this profile | |||
| FWEA-44 | Account-number change alert | Out of scope - not enabled in this profile | |||
| FWEA-45 | Instruction provenance attestation | Out of scope - not enabled in this profile | |||
| FWEA-46 | IBAN integrity (MOD-97) | Out of scope - not enabled in this profile | |||
| FWEA-47 | Correspondent chain hop anomaly | Out of scope - not enabled in this profile | |||
| FWEA-48 | Real estate closing wire protection | Out of scope - not enabled in this profile | |||
| FWEA-49 | Endpoint binding attestation | Out of scope - not enabled in this profile | |||
| FWEA-50 | Duplicate claim detection | Out of scope - not enabled in this profile | |||
| FWEA-51 | NPI provider enrollment status | Out of scope - not enabled in this profile | |||
| FWEA-52 | Upcoding detection | Out of scope - not enabled in this profile | |||
| FWEA-53 | Remittance mismatch | Out of scope - not enabled in this profile | |||
| FWEA-54 | Overpayment recovery flag | Out of scope - not enabled in this profile | |||
| FWEA-55 | Fraud ring graph analysis | Out of scope - not enabled in this profile | |||
| FWEA-56 | Typology library pattern match | Out of scope - not enabled in this profile | |||
| FWEA-57 | Cross-rail correlation | Out of scope - not enabled in this profile | |||
| FWEA-58 | FaaS (Fraud-as-a-Service) infrastructure | Out of scope - not enabled in this profile | |||
| FWEA-59 | FATF typology pattern match | Out of scope - not enabled in this profile | |||
| FWEA-60 | Egmont FIU intelligence overlay | Out of scope - not enabled in this profile | |||
| FWEA-61 | BIS CPMI payment system risk | Out of scope - not enabled in this profile | |||
| FWEA-62 | Cross-border velocity multi-jurisdiction | Out of scope - not enabled in this profile | |||
| FWEA-63 | Sanctioned-jurisdiction hub routing | Out of scope - not enabled in this profile | |||
| FWEA-64 | TBML with World Bank commodity prices | Out of scope - not enabled in this profile | |||
| FWEA-65 | Pig butchering / romance-investment scam | Out of scope - not enabled in this profile | |||
| FWEA-66 | FaaS C2 infrastructure attribution | Out of scope - not enabled in this profile | |||
| FWEA-67 | ZKP post-settlement attestation | Out of scope - not enabled in this profile | |||
| FWEA-68 | Adversarial ML drift detection | Out of scope - not enabled in this profile | |||
| FWEA-69 | HNDL quantum-safe TLS verification | Out of scope - not enabled in this profile | |||
5Final Verdict
Attested Disposition
RISK SCORE 23/100
Confidence: 97.1% | LOW RISK - Withdrawal approved. Re-evaluation triggered if score exceeds 60.
Reasoning Summary
- Wallet age 847 days (LOW RISK, WIE-01)
- Counterparty contamination (2-hop weighted): 0.02% (WIE-08, CLEAR)
- No direct darknet / ransomware / mixer / state-actor exposure (WIE-09 through WIE-14, CLEAR)
- Velocity patterns within 90-day baseline (WIE-15, CLEAR)
- DeFi trust score 94/100 (WIE-22, HIGH TRUST)
- Cross-wallet clustering: no discrepancy with declared holdings (WIE-29, CLEAR)
- Regulatory alignment: US-SG corridor compliant (WIE-36, PASS)
- Cumulative taint score: 0.02% (WIE-40, under 1% threshold)
6Cryptographic Seal and Anchor
- Issuer
- JIL Sovereign Technologies, Inc. (DE)
- Signing Algorithm
- Ed25519 + Dilithium-III (classical + post-quantum hybrid)
- Issuer Signature
- c3d4e5f67890a1b2abcdef0123456789fedcba9876543210abcdef0123456789
- Validator Quorum
- 14 of 20 across 10 jurisdictions (70% threshold exceeded)
- JIL L1 Anchor
- tx-hash: 0xcd34...678e
- Merkle Root
- Rolled up from Section 4A per-check evidence hashes
Verify at
jilsovereign.com/verify/
JIL-VR-WI-2026-04-19-D5C4B3A2
jilsovereign.com/verify/
JIL-VR-WI-2026-04-19-D5C4B3A2
7Chain of Custody Timeline
| 15:03:51.000 UTC | Exchange POST /api/wie/verdict received | req-hash: 4d5e6f7a8b9c... |
| 15:03:51.014 UTC | Test profile WIE-STANDARD-v4.0 loaded | profile-hash: 0d1e2f3a4b5c... |
| 15:03:51.023 UTC | 42 WIE signals dispatched | dispatch-hash: 6d7e8f9a0b1c... |
| 15:03:51.161 UTC | All 42 signals returned. Risk score aggregated. | signals-hash: 2d3e4f5a6b7c... |
| 15:03:51.169 UTC | Verdict sealed (Ed25519 + Dilithium-III) | verdict-hash: 8d9e0f1a2b3c... |
| 15:03:51.175 UTC | Validator quorum (14/20) signed | quorum-hash: 4d5e6f7a8b9c... |
| 15:03:51.182 UTC | Anchored to JIL L1 block #892,448 | tx-hash: 0xcd34...678e |
| 15:03:51.185 UTC | Record written to exchange SDV | sdv-object: verdicts/wallet-intel/2026/04/19/... |
| 15:03:51.187 UTC | Retrieval-index commit | index-id: VR-INDEX-1776657831187 |
Total latency: 187 ms - within the 200ms WIE SLA.
Tamper Evidence. Any modification to this record - including whitespace, font, or formatting changes after issuance - invalidates the seal. Independent verification does not require JIL Sovereign's cooperation and can be performed by any party that can compute a SHA-256 hash, verify an Ed25519 signature, and query the JIL L1 public ledger for the anchor transaction. The verification procedure is published at jilsovereign.com/verify and is open-source.
8Authorized Evidentiary Uses
- Federal court admission under FRE 702 (expert testimony) and 901 (authentication) - cryptographic anchor authenticates without requiring JIL as fact witness.
- Regulatory submission to OFAC, FinCEN, SEC, and state attorneys general.
- Custodian compliance evidence for SOC 2 Type II, ISO 27001, NYDFS Part 500, HITRUST CSF audits.
- Internal audit trail under BSA 5-year recordkeeping (JIL retention exceeds at 15+ years).
- Due diligence evidence for correspondent banking, MSB registration, VASP Travel Rule.
JIL Sovereign Technologies, Inc. - Delaware C-Corporation - Dallas, Texas
Patent portfolio: 48 issued, 11 in flight. This record is not financial advice. It is an attested computational result. It is a fact, not an opinion.
Questions: Request a briefing - Response SLA: 24 hours.
Patent portfolio: 48 issued, 11 in flight. This record is not financial advice. It is an attested computational result. It is a fact, not an opinion.
Questions: Request a briefing - Response SLA: 24 hours.
Engagement
See a real verdict, in your environment.
Every JIL settlement, pre-clearance, asset-intelligence query, and retroactive verification produces a record of this exact shape. The hashes below would resolve on the live JIL L1; the signatures below would verify against the live SCN validator key set.