Pre-Settlement Attestation
Decide before the money moves.
YES / NO / REVIEW verdict in under 2 seconds. Custodians, exchanges, and payment processors gate outbound transfers on the sealed record before releasing funds.
CREB™ - Court Ready Evidence Bundle.
Every verdict ships as a sealed CREB™.
CREB™ (Court Ready Evidence Bundle) is JIL's trademarked deliverable: a sealed, civil-admissible record produced for every verdict. Each CREB™ carries a unique report ID, attestation ID, vendor ID, profile ID, completion timestamp, every applicable check result (CLEAR / FLAG / PASS / N/A / OUT-OF-SCOPE), 14-of-20 Sovereign Compliance Network (SCN) validator quorum signatures, full chain-of-custody from source data to verdict, and a reproducibility manifest pinning the exact check-logic version. Written to the vendor's Secure Document Vault (SDV) with 15+ year retention and anchored to JIL L1. Independently verifiable in court, by regulators, and by auditors without JIL Sovereign's cooperation. Civil-admissible per patent claim 53.
Questions answered by this pillar.
- Is this counterparty sanctioned? OFAC SDN + 9 additional jurisdictional lists, named-person and wallet-address matching.
- Is this wallet contaminated? 42 wallet-intelligence signals, 0/1/2/3-hop exposure to darknet markets, ransomware operators, mixers, state-actor clusters.
- Does this transaction conform to policy? Institutional test profile - velocity limits, settlement instruction integrity, jurisdictional corridor, typology patterns.
- Should this settle? Binary decision (YES/NO/REVIEW) with reason codes, confidence score, and full evidence trail.
From request to sealed record.
- Request in. Custodian POST /authorize with transaction metadata, counterparty claims, amount, destination.
- Test profile loaded. 111 checks across 15 signal categories, vendor-approved data sources, attested threshold profile.
- Checks run in parallel. All 111 checks dispatched in under 100ms; results aggregated into a Merkle roll-up.
- Verdict assembled. YES / NO / REVIEW with confidence score and reason codes.
- Quorum-signed. 14-of-20 SCN validator quorum across 13 jurisdictions, Ed25519 + Dilithium-III hybrid signature.
- L1 anchored. Attestation transaction on JIL L1; block and tx hash recorded.
- Sealed record delivered. PDF written to vendor's Secure Document Vault + indexed in retrieval table; custodian receives signed URL.
Total latency: under 2 seconds for policy decisions, under 6 seconds for sealed-and-delivered records. Within the custodian SLA.
Who runs this pillar.
- Crypto custodians (Fireblocks, Anchorage Digital, BitGo, BNY Mellon Digital, State Street Digital) - pre-authorize institutional transfers before the asset leaves custody.
- Exchanges and stablecoin issuers (Coinbase, Kraken, Circle, Paxos, Ripple) - screen every withdrawal against sanctions + taint analysis before broadcast.
- Payment processors (banks, fintechs, MSBs) - pre-clear fiat and hybrid rails before funds move.
- Federal and state disbursement programs (CMS, Treasury, state Medicaid MCOs) - pre-clear every payment against improper-payment signals.
Detailed documentation.
One output. Four more production paths.
Ready to add Pre-Settlement to your payment stack?
Schedule a call or review a sample court-ready record from this pillar.