Product suite

JIL Sovereign Product Suite.

JIL Sovereign provides trust, attestation, settlement integrity, fraud prevention, wallet intelligence, and evidence infrastructure for high-stakes money movement, public spending, digital assets, and institutional workflows.

The suite is organized as 6 pillars - the engines that produce sealed Court Ready Evidence Bundles - plus verticals grouped into 5 macro pillar domains. Start with the pillar that matches your highest-priority workflow; the same evidence model applies across the suite.

Architecture Pillars + Verticals Demo / POC Technical DesignGated

Why we ship verticals fast

One stack. Every vertical. Same evidence model.

Every JIL product composes the same five layers. The L1 makes proof portable across products, customers, and jurisdictions. Everything above the L1 is replaceable. The L1 itself is the moat. A new vertical reuses the L1, the SCN, the Settlement + Verdict Engines, and the CREB pipeline -- only the per-vertical signals, checks, and surfaces change.

Fig. 01 · The JIL Architecture
JIL Sovereign architecture - five layers from CourtChain L1 to customer surfaces Five-layer architecture: L1 CourtChain at the foundation, L2 Sovereign Compliance Network, L3 Settlement + Verdict Engines, L4 six product pillars, L5 customer surfaces. Every vertical reuses L1 through L3. LAYER 05 · CUSTOMER SURFACES INSTITUTIONAL Customer Portal customer.jilsovereign.com FOUNDATIONS Attestyx attestyx.com INSTITUTIONAL WALLET Wallet (MPC) non-custodial, sealed RETAIL Wallet wallet.getjil.com DEVELOPER Money Passport API AccreditedID · ProofOfFunds · etc LAYER 04 · SIX PRODUCT PILLARS + 22 VERTICALS PILLAR 01 Pre-Settlement Decide before money moves PILLAR 02 Retroactive 100% scan, not sample PILLAR 03 Asset Intel Counterparty + UBO graph PILLAR 04 Wallet Intel 42 signals, sub-200ms PILLAR 05 Pre-Clearance Authorization beneath custody PILLAR 06 Inst. Wallet Safe-passage delivery LAYER 03 · THE ENGINE SETTLEMENT ENGINE · VERDICT ENGINE 500+ attestation checks · 16 categories · 23 verticals · sub-second verdicts YES · NO · REVIEW LAYER 02 · SCN · SOVEREIGN COMPLIANCE NETWORK VALIDATOR QUORUM 14-of-20 BFT consensus Every Court Ready Evidence Bundle signed by a supermajority of jurisdictionally independent validators. CRYPTOGRAPHY Hybrid · PQC ready Ed25519 + Dilithium-III on every signature. ML-DSA-65 in production. LAYER 01 · COURTCHAIN L1 · THE FOUNDATION CourtChain L1 Purpose-built blockchain. Five sovereign vaults. Hashes only on the wire. US · CH · UAE · SG · BR
Five layers, foundation to surface. Every vertical reuses Layers 1 through 3. Only the per-vertical signals, checks, and surfaces change.

What every new vertical reuses

  • CourtChain L1 — same chain, same vaults, same Dilithium + Ed25519 signing
  • Sovereign Compliance Network — same 14-of-20 BFT quorum across 13 jurisdictions
  • Settlement + Verdict Engines — same YES / NO / REVIEW pipeline, same sub-second latency
  • CREB pipeline — same FRE 902(13) self-authenticating bundle format
  • AVA agentic orchestration — same deterministic clustering + defensibility scoring

What changes per vertical

  • Data sources — the specific feeds the vertical pulls (LEIE, NPPES, SAVE, E-Verify, OFAC, etc.)
  • Attestation checks — the subset of the 500+ catalog that runs (typically 40 to 80 per vertical)
  • Statutory citations — the laws / regs the CREB attaches (FCA, 31 USC 3730, 42 CFR 1001, etc.)
  • UI surface — the vertical-specific workspace tab + finding card layout
  • Customer mapping — the buyer (MFCU, MCO, federal IG, custodian, etc.)

That is why JIL ships a new vertical in weeks, not years. The L1, the SCN, the engines, and the CREB pipeline are already built and battle-tested across 23 live verticals.

The 6 Pillars

Six engines, one evidence model.

Each pillar is a production engine that produces a sealed Court Ready Evidence Bundle. The same Verdict Engine, the same CourtChain anchor, the same evidentiary standard.

Phantom Employee Detection

Pre-settlement attestation for state Medicaid provider workforce integrity. CREB admissible under FRE 902(13).

Pillar One · MFCU · State AG

Pre-Settlement Attestation

Every claim verified before settlement. Every historical claim re-examined. 175 deterministic checks per claim.

Pillar Two · Payment integrity

Asset Intelligence

Hidden-asset discovery across crypto, real estate, UBO chains, banks, trusts. Sealed evidence bundle.

Pillar Four · Investigators · Counsel

Wallet Intelligence

Behavioral risk scoring across 13+ chains. Sanctions, mixer, layering, velocity, and typology detection.

Pillar Five · AML · Custodians

JIL Corridor · Pre-Clearance

Neutral pre-clearance between institutional custodians. No custody, no bridge, no wrap. 5 bps per attestation.

Pillar Six · Institutional digital assets

Settlement Integrity

Verticals - Settlement Integrity.

Money Passport APIs

Portable trust APIs for money movement. AccreditedID, ProofOfFunds, SourceOfFunds, IncomeVerify - each call returns a sealed attestation.

Banks · Fintechs · Payment processors

Healthcare & Insurance

Verticals - Healthcare & Insurance.

Medicare Claim Attestation

Pre-settlement attestation for Medicare claims with sealed evidence under the Verdict Engine.

MAC · UPIC · CMS

Insurance & Labor Integrity

Pre-disbursement integrity on claims, wages, work status, and eligibility for WC, disability, and unemployment programs.

WC insurers · Labor agencies

Nutrition Assistance Integrity

SNAP/WIC eligibility verification and benefit-payment integrity for state and federal programs.

State agencies · USDA-FNS

Fraud & Investigations

Verticals - Fraud & Investigations.

Fraud Prevention Suite

Bundled risk and integrity modules across high-risk enterprise workflows. One verdict, one evidence model, one case routing.

SIU · Internal audit · Compliance

Digital Assets & Institutions

Verticals - Digital Assets & Institutions.

Institutional Wallet

Institutional self-custody with role-based approvals, policy controls, and audit-ready records.

Treasuries · Asset managers · Funds

Capital Markets Integrity

Attestation for investor eligibility, transfer restrictions, settlement readiness, and custodian checks before regulated transactions settle.

Broker-dealers · Transfer agents

Trade Finance Integrity

Pre-settlement verification on counterparties, invoices, shipments, sanctions, UBO, and payment routing.

Banks · Trade desks · Customs

Government & Sovereign

Verticals - Government & Sovereign.

Federal Spending Integrity

Verify vendors, beneficiaries, grants, payroll, contracts, and invoices before public funds are disbursed.

Federal agencies · IG · CFO offices

Immigration Integrity

Identity, eligibility, work authorization, sponsor linkage, and audit-grade evidence for agencies and employers.

Immigration agencies · Employers

VA Integrity · Federal

Veterans benefit eligibility and payment integrity with cross-program identity reconciliation.

VA · Veterans benefits

Transportation Integrity

Transportation program integrity, grant verification, and payment-routing checks across federal and state programs.

DOT · State DOT

Sovereign Deployment · Country Stack

National-grade stack for trusted settlement, digital ID, payment integrity, and public-sector fraud prevention.

Governments · Ministries · Central banks

External & partner brands

Aligned products.

Attestyx™ · Grant Integrity

Federal and foundation grant integrity, attestation, and audit infrastructure. External brand operated by the JIL group.

Grant integrity · External

One evidence model. Many surfaces.

Pick the pillar that maps to your top priority workflow. The same verdict engine, CREB evidence model, and CourtChain seal apply across the suite. We will scope a pilot in the surface most relevant to your team.

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