Vertical Coverage · 12 industries · 1 Verdict Engine
Twelve industries. One proof system.
The same Verdict Engine, the same CourtChain™ seal, the same FRE 902(14) evidentiary standard, applied across every industry that moves money under regulation. No fork. No translation layer. No vendor per vertical.
Most institutions assemble payment integrity from four vendors and a legal team. JIL ships one attestation primitive that works identically whether the transaction is a Medicare claim, a correspondent banking transfer, an insurance subrogation payment, or a federal grant disbursement. One proof system. 23 verticals. Every payment provable.
The substrate
Industry-specific rules are parameters, not codebases.
What every vertical produces
One engine, court-ready outputs.
Court-Ready Evidence Bundle
The enforcement output. A sealed, FRE 902(14) self-authenticating package for DOJ / OIG / MFCU / SIU referral and recovery, with the evidence, provenance, and the dollar trace in one bundle.
Recovery-Ready Evidence Brief
The same evidence and provenance, framed for internal recoupment, offset, and accounts-payable collections without the court overhead. The non-legal recovery path.
Audit-Ready Evidence Bundle
The positive inverse: a concise auditor report attesting the payments that were correct, with statement, methodology, control matrix, and exceptions plus remediation, exported as PDF and Excel.
The evidence anchor
Every bundle is hashed and anchored on CourtChain, producing an independently verifiable, FRE 902(14) self-authenticating record. The same anchor across all fourteen verticals.
Fourteen verticals
Same engine, fourteen doors.
ACH, wire, Nacha, SWIFT, RTP
Wholesale, correspondent, and instant payment rails. Every leg attested against sanctions, mandate, and counterparty before funds leave the ledger. Pre-settlement attestation prevents the payment that would later trigger a SAR. Retroactive scan identifies historical patterns across the full correspondent network.
P&C, workers' comp, subrogation
Adjudication evidence sealed at decision time. Claims, workers' compensation, and subrogation all produce a CREB® at the moment of determination. Recoveries, SIU investigations, and litigation hold run from the same sealed artifact. No re-papering for disputes. No evidence reconstruction for regulatory examination.
Medicare, Medicaid, commercial MCO
Eligibility, prior authorization, concurrent review, and Rx claims attested at point of service. The Verdict Engine validates every UM decision against the plan's published criteria, CMS timelines, and NCQA standards. Audits and clawbacks resolve against the original signed event.
SNAP, WIC, school nutrition
USDA Food and Nutrition Service disbursement integrity across SNAP ($110B+), WIC, and school nutrition programs. EBT redemption attested against retailer authorization, household eligibility, and trafficking detection signals before settlement. Full vertical →
Benefits, grants, tax refunds, procurement
Federal, state, and local disbursements released with mandate proof. Every disbursement is pre-attested against eligibility, budget authority, and compliance requirements. Improper-payment rates collapse when every release is pre-cleared.
Trustee, beneficiary, ERISA
Asset movements signed by trustee, beneficiary, and policy in a single attestation. Trust distributions, fiduciary transfers, and custodial movements produce sealed evidence at the moment of execution. Reconciliation becomes a query against CourtChain™, not a quarterly project.
Clearing, collateral, corporate actions
Trade settlement, margin calls, corporate actions, and collateral movements attested at the source. T+0 stops being aspirational when the proof is born first. Each event sealed with counterparty attestation and regulatory mapping for the relevant jurisdiction.
Money Passport primitives
Verifiable credentials for institutions, agents, and machines. Disclosed selectively, revoked instantly, audited permanently. AccreditedID, ProofOfFunds, SourceOfFunds, and IncomeVerify as attestation-grade identity primitives.
Vital records, licensing, dispositions
Sovereign records, registries, licenses, and dispositions anchored to the same evidence layer the financial system relies on. Government agencies can attest public records with the same cryptographic standard used for billion-dollar settlement flows.
Foundation, federal, university research
Pre-cleared against eligibility, sanctions, exclusion, and conflict-of-interest before any disbursement clears. Sealed evidence per disbursement satisfies IRS Form 990, OIG audit requirements, and donor reporting from one canonical record. Powered by the Attestyx product line (operated by Global Hands, Inc.).
VBA Benefits, VHA Medical, vendor, pharmacy
VA disbursement integrity across VBA Benefits ($160B+), VHA Medical Care ($120B+), Vendor + Contractor ($35B+), and Pharmacy + Prosthetics ($15B+). Channel-partner-wrapped delivery via Accenture Federal, Leidos, SAIC, Peraton, Booz Allen, or GDIT. CREBs route to VA OIG queue and DOJ Civil Division for referral.
VIN, carrier, operator
~$50B+ annual fraud surface. VIN verified against NMVTIS / NICB / state DMV. Carrier verified against FMCSA SAFER / MC authority / IRP. Operator verified against CDL / D&A Clearinghouse. Six buyer segments - freight factoring, auto finance, P&C and commercial vehicle insurance, freight brokers, fleet + equipment lenders, federal / state.
EBT theft, trafficking, eligibility, QC
State SNAP payment integrity under the FY2028 OBBBA cost-share deadline. Continuous Quality Control emulates the federal error-rate computation across the whole caseload and projects the state's cost-share exposure, while the integrity engine produces court-ready CREB® cases for EBT theft, retailer trafficking, and eligibility. Full vertical →
UI, TANF, SSI, Housing
Cross-program public-benefit integrity for Unemployment Insurance, TANF, SSI, and HUD housing assistance. Cross-program identity resolution plus death, incarceration, and wage matching surface duplicate, deceased, and unreported-income payments, packaged as court-ready evidence under a lawful-process posture.
One engine, 23 verticals
The Verdict Engine is not forked. Industry rules are parameters.
The same 332 attestation checks, the same CourtChain™ seal, the same CREB® packaging, the same FRE 902(14) self-authentication framework applies to every vertical. Industry-specific rules are configured as parameters, not as separate codebases.
This is what makes JIL a network, not a collection of point solutions. A finding in healthcare can cross-reference a pattern in banking because both run on the same canonical evidence layer.
11 vertical doors · one Verdict Engine substrate
Get started
See the Verdict Engine applied to your vertical.
Request a briefing scoped to your industry. Live demo available across all 23 verticals with production-representative data. No NDA required for the first session.
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