Pillar 1 / Pre-Settlement / Bank Trade Finance Operations
Settlement attestation for trade finance and TBML controls.
Per-event attestation on LC issuance, documentary collections, and supply-chain finance disbursements. Corridor monitoring across UN Comtrade reference data + bank-internal counterparty data. Every event ships a signed CREB(TM) ready for OCC/FRB exam, OFAC review, or SAR support.
TBML risk is high-volume, low-signal - and your exam record needs to show systematic review.
Trade-based money laundering hits trade finance banks through over/under-invoicing, phantom shipments, and ghost goods. The OCC + FRB expect documented review of every transaction; the BSA officer needs a defensible methodology when a SAR escalates. Pre-Settlement runs deterministic corridor / counterparty / commodity checks per event and emits signed evidence.
- OFAC + FinCEN compliance. Per-LC and per-collection counterparty screen with signed manifest. OFAC blocked-transaction reporting evidence is on-file before the inquiry starts.
- OCC + FRB exam defensibility. Per-event CREB(TM) gives examiners a deterministic methodology trail. No "I reviewed each one" assertions - cryptographic proof per transaction.
- Travel Rule (FATF R.16). For LC + cross-border wires that crossed Virtual Asset rails. Originator + beneficiary identifiers + counterparty VASP attestation, all signed.
- TBML pattern detection. Corridor anomaly detection (commodity X from origin Y to destination Z at price Z) flagged against UN Comtrade reference. Per-flag CREB(TM) supports the SAR decision.
LC issuance + amendment
Per-LC attestation: counterparty screen, country corridor flag, commodity over/under-invoicing detection. Signed manifest at issuance + at each amendment.
Documentary collection
Per-collection attestation: bills-of-lading hash, commodity reference price check, port-to-port corridor analysis. CREB(TM) ready for examiner review.
Supply-chain finance disbursement
Per-disbursement check on invoice authenticity, supplier-buyer relationship reasonableness, and commodity-price-vs-corridor benchmark. Flag-and-escalate workflow with SAR-grade evidence.
Cross-border wire screening
Per-wire OFAC screen + corridor monitoring + Travel Rule (where Virtual Asset rails involved). Real-time block on positive sanctions hit; signed evidence per blocked transaction.
Tiered per-engagement pricing
| SLA tier | Price per event | Uptime / Latency | Backing cap | Trade finance fit |
|---|---|---|---|---|
| Tier A - Standard | 35 bps min / $1 floor | 99.9% / 30s | $250K verdict / $5M annual | Mid-tier bank trade-finance lines |
| Tier B - Institutional | 45-65 bps + 8-15% premium | 99.95% / 15s | $250K-$2M verdict / $25M annual | Top-15 trade-finance bank ($50M+ volume) |
| Tier C - Bespoke | Negotiated | 99.99% / 5s | Reinsured syndicate cap | Tier-1 bank trade-finance global ops |
Annual prepay reduces per-event rate 12-18%. Sandbox keys (10K events/mo, no SLA) free for evaluation. Tier-B/C includes per-CREB(TM) bundle delivery at no additional cost.
Want to see TBML detection against your own LC + collection pipeline?
We bring sandbox keys + sample CREBs to a 30-min walkthrough. Bring your BSA Officer, Trade Finance Ops lead, and OFAC compliance counsel. Production deployment typically ships 4-8 weeks after MSA.