State workforce agencies + DOL OIG

Unemployment Insurance Integrity

Cross-state UI claim stacking, synthetic identity, and employer-side fraud detection across the $30B+ annual UI flow.

The gap (cross-state stacking)

Unemployment Insurance Integrity: Cross-State Claim Stacking + Identity Fraud

State UI systems were architected in the 1970s and 1980s. Identity verification at claim filing was bolted on after the 2020 crisis but is shallow. Cross-state claim stacking remains largely undetected outside of NASWA's IDH (Integrity Data Hub), which is voluntary and not comprehensive. States have open recovery mandates from DOL and limited tools.

GAO estimates pandemic-era UI fraud at $100B to $135B. Even at post-pandemic steady state, state UI systems lose 10 to 15 percent to fraud and improper payments.

How JIL closes it (28 checks)

JIL's Solution: 28 Attestation Checks

JIL Sovereign introduces 28 new attestation checks to detect cross-state UI claim stacking, synthetic identity, and employer-side fraud. These checks leverage public and proprietary data sources to provide comprehensive coverage.

The 28 checks include identity verification, eligibility checks, continuing certification, employer-side fraud detection, and payment routing integrity.

Identity coherence integration

Identity Coherence Integration

JIL's platform integrates identity coherence checks across all entities, ensuring that a bad actor in one vertical cannot evade detection in another. This cross-spectrum detection power is a core strength of the AVA hypercube.

The integration of identity coherence checks enhances the detection of synthetic identities and cross-state fraud, providing a more robust solution for state workforce agencies and DOL OIG.

Evidence to prosecution

Evidence to Prosecution

JIL Sovereign's CREB (Court-Ready Evidence Bundles) provide courtroom-ready evidence that can be directly used in prosecution. Each CREB is anchored under FRE 902(14) and includes a chain-of-custody narrative and courtroom-ready presentation.

The CREB template for UI integrity includes award abstracts, subrecipient chain visualizations, finding-by-finding evidence panels, and recommended statute citations.

Pricing

JIL Sovereign offers flexible pricing models to fit the needs of state workforce agencies and DOL OIG. The platform includes a low-friction entry point with the SKU 1A Retroactive Scan at $250K flat, which requires no integration or live data feed.

Pricing -- Fraud Pillar Standard

One model. Bottom-line aligned.

Retroactive scan

one-time, scoped to volume

4-year minimum lookback. Builds the base dataset. Proves the closed-loop economics before the flat-fee leg starts.

Flat fee

12.5% of disclosed PI spend

Annual, capped. Covers nightly T1 + AVA + T2 + CREB(TM) generation. Below the industry-standard 15 to 25% SIU contingency.

Contingency

10% of net cash recovered

Performance-aligned. Fires only on actual recovered cash, net of MAC appeal, settlement, and pursuit. Outside counsel runs 33%.

90-day pilot

$1M all-in, asymmetric downside

If Day 90 deliverables miss, the $1M converts to a 6-month platform credit and contingency drops from 10% to 7.5%. No other vendor in PI takes pure downside on the math.

90-day pilot

90-Day Pilot Program

JIL Sovereign offers a 90-day pilot program to allow state workforce agencies and DOL OIG to experience the platform's capabilities firsthand. This pilot program includes access to the full suite of 28 attestation checks and CREB generation.

The 90-day pilot is designed to demonstrate the platform's value in detecting cross-state UI claim stacking, synthetic identity, and employer-side fraud, with tangible results within the pilot period.