Pillar 5 of 5 - Pre-Clearance Authorization Certificate

Cryptographic Verdict Record

Court-Admissible - Independently Verifiable - Tamper-Evident

SAMPLE - FICTITIOUS SUBJECT DATA

0Identifiers, Retrieval, and Retention

Report ID (this document): JIL-VR-PC-2026-04-19-E4D3C2B1
Attestation ID: ATT-892449-0000009228
Vendor ID (requester): VND-FIREBLOCKS-0001 (Fireblocks - Tenant Config v42, onboarded 2025-03-18)
Profile ID: PRF-PRECLEAR-CUSTODIAN-BFT-v5.0
Date Completed: 2026-04-19 16:21:14.734 UTC (epoch 1776662474.734)
Storage Location (vendor-controlled): Vendor SDV endpoint sdv://VND-FIREBLOCKS-0001.eu-north.jil-sdv/, object key verdicts/pre-clearance/2026/04/19/JIL-VR-PC-2026-04-19-E4D3C2B1.pdf.sealed. AES-256-GCM encrypted, vendor-held key.
Content Hash (SHA-256): d4e5f67890a1b2c3abcdef9876543210fedcba0123456789abcdef0123456789
Retention Period: 15 years minimum. Exceeds BSA / FATF / NYDFS / HIPAA requirements. Permanent retention may be elected by vendor.
Retrieval Index (JIL-side): Indexed in trust.verdict_records + replicated to verdict_index.clickhouse. Queryable by report_id, attestation_id, vendor_id, profile_id, date_completed, subject_hash, L1 anchor tx.
Retrieval API: Authenticated vendors: GET /api/v1/verdicts/{report_id}. Courts/regulators: GET /verify/{report_id} returns verification metadata without PII; blob retrieval requires vendor consent or court order served on vendor.

1Subject of Verdict

Request Type: Pre-Clearance & Verdict Confirmation (Pillar 5) - Non-Custodial Authorization
Requesting Custodian: Fireblocks, Tenant fb:tenant:42, Client-ID hash fb:8e3d:1f2a:7c6b
Asset in Custody: 15.00000000 BTC ($943,500 USD equivalent at verdict time)
Origin (Fireblocks vault): Vault ID vault_prod_042 (JIL never sees the private key)
Destination (claimed): Redacted institutional counterparty Coinbase Custody, Wallet ID cc:wallet:982adf
Chain: Bitcoin mainnet
Purpose Code: TREASURY - Institutional settlement between custodian clients
JIL Custody Role: NONE - JIL never holds keys, never moves assets, never takes custody

2Test Profile Applied

Profile Name: PRECLEAR-CUSTODIAN-BFT-v5.0
Profile Description: Non-custodial authorization for institutional digital asset movement. FWEA institutional + WIE + settlement integrity.
Total Catalog Size: 111 checks (69 FWEA + 42 WIE)
Approved for this Profile: 100 of 111 checks enabled
Out of Scope (not approved): 11 of 111 checks disabled for this profile

Coverage transparency: both approved and out-of-scope checks are listed in Section 4 for full court defensibility. No hidden checks, no silent omissions.

3Approved Checks - Full Test Matrix (Section 4A)

100 APPROVED Each approved check ran during verdict assembly. Method, source, result, and per-check evidence hash listed below. Individually Ed25519-signed and rolled up into Section 6 Merkle root.

Check ID	Test Name	Method	Source	Result	Evidence Hash
FWEA-01	OFAC person match (origin)	Exact + fuzzy (Levenshtein <=2, phonetic Soundex)	OFAC SDN + CSL	CLEAR	sha256:01of...f1i
FWEA-02	OFAC person match (counterparty)	Exact + fuzzy + transliteration	OFAC SDN + CSL + EU + UK	CLEAR	sha256:02of...f2i
FWEA-03	PEP screening - beneficial owners	UBO graph traversal to depth 3	OpenSanctions PEP list	CLEAR	sha256:03pe...f3i
FWEA-04	Synthetic identity detection	Document cross-reference + velocity modeling	GLEIF + OpenCorporates + telco records	CLEAR	sha256:04sy...f4i
FWEA-05	Document deepfake detection	Signature + metadata + font analysis	JIL document integrity ML	CLEAR	sha256:05do...f5i
FWEA-06	AI voice deepfake at authorization	Spectral + prosodic + behavioral analysis	JIL voice auth ML	CLEAR	sha256:06ai...f6i
FWEA-07	Destination wallet SDN match	O(1) hash-table lookup (<1ms)	OFAC SDN + CSL + UK OFSI	CLEAR	sha256:07de...f7i
FWEA-08	Business Email Compromise (BEC) pattern	Domain similarity + content ML classifier	JIL BEC detector + OpenAI moderation	CLEAR	sha256:08bu...f8p
FWEA-09	Invoice fraud detection	Invoice fingerprinting + duplicate detection	JIL invoice graph	CLEAR	sha256:09in...f9p
FWEA-11	Authorized Push Payment (APP) scam	Behavioral deviation + destination risk	JIL APP detector	CLEAR	sha256:11au...f1p
FWEA-12	Wire anomaly detection	Z-score vs entity baseline (90d window)	Custodian feed + JIL baseline	CLEAR	sha256:12wi...f2p
FWEA-13	SEPA APP fraud pattern (EU)	SEPA rail-specific heuristics	EBA SEPA registry + JIL detector	CLEAR	sha256:13se...f3p
FWEA-14	UK FPS Payment System Regulator (PSR) profile	FPS reimbursement-risk scoring	UK FPS + PSR guidance	CLEAR	sha256:14uk...f4p
FWEA-15	PIX fraud typology (Brazil)	PIX chain-of-claim verification	BCB PIX registry	CLEAR	sha256:15pi...f5p
FWEA-16	UPI fraud typology (India)	UPI VPA collision + spoof detection	NPCI UPI registry	CLEAR	sha256:16up...f6p
FWEA-17	SWIFT gpi chain substitution	MT103 hop-by-hop integrity check	SWIFT gpi tracker	CLEAR	sha256:17sw...f7p
FWEA-18	CIPS sanctioned-entity routing	CIPS routing graph + sanctions overlay	PBoC CIPS + OFAC overlay	CLEAR	sha256:18ci...f8p
FWEA-19	NPP PayID integrity (Australia)	PayID binding verification	AusPayNet NPP	CLEAR	sha256:19np...f9p
FWEA-22	Cryptocurrency off-ramp anomaly	Off-ramp velocity vs historical	Chainalysis + JIL off-ramp registry	CLEAR	sha256:22cr...f2p
FWEA-23	Check kite / float fraud	Inter-account timing graph	JIL check clearance timing	CLEAR	sha256:23ch...f3p
FWEA-24	Settlement instruction integrity	IBAN MOD-97 + BIC ISO 9362 + endpoint attestation	JIL L1 settlement path	PASS	sha256:24se...f4p
FWEA-25	OFAC country-level sanctions	Jurisdiction routing check (IR, KP, SY, CU, RU-partial)	OFAC country list	CLEAR	sha256:25of...f5r
FWEA-26	EU MiCA stablecoin classification	Token symbol + issuer + whitelist	EBA regulated tokens list	PASS	sha256:26eu...f6r
FWEA-27	EU DORA operational resilience	ICT risk attestation presence	EBA DORA registry	PASS	sha256:27eu...f7r
FWEA-28	UK FCA authorization status	FCA register lookup + passport check	FCA Register	PASS	sha256:28uk...f8r
FWEA-29	FATF International Travel Rule (>$3K)	Originator / beneficiary data completeness	FATF Travel Rule Protocol + IVMS 101	PASS	sha256:29fa...f9r
FWEA-30	CBDC attestation (eCNY / DEUR / mBridge)	CBDC issuer + compliance-envelope check	BIS mBridge + PBoC eCNY + ECB DEUR	N/A	sha256:30cb...f0r
FWEA-31	NYDFS Part 500 applicability	Counterparty NYDFS-regulated flag	NYDFS covered entity list	PASS	sha256:31ny...f1r
FWEA-32	SEC Reg S / Reg D (if applicable)	Investor accreditation + jurisdiction	SEC filings + investor attestation	N/A	sha256:32se...f2r
FWEA-33	MAS Singapore DPT Act applicability	Singapore counterparty check	MAS DPT licensee list	PASS	sha256:33ma...f3r
FWEA-34	VARA UAE crypto licensing	UAE counterparty license lookup	VARA licensee registry	PASS	sha256:34va...f4r
FWEA-35	State MTL jurisdiction check	US state-by-state money transmitter overlay	NMLS MT licensing database	PASS	sha256:35st...f5r
FWEA-36	Velocity anomaly (origin 48h)	Rolling z-score vs 90d baseline	JIL L1 + custodian feed	PASS (z=0.84)	sha256:36ve...f6t
FWEA-37	Mule account scoring	Inbound-outbound timing + network centrality	JIL mule detector	CLEAR	sha256:37mu...f7t
FWEA-38	Smurfing / structuring pattern	Sub-threshold frequency + 24h rollup	JIL structuring detector	CLEAR	sha256:38sm...f8t
FWEA-39	Geographic anomaly	Origin-destination distance vs entity norm	JIL geo baseline	CLEAR	sha256:39ge...f9t
FWEA-42	Night / off-hours activity	Time-of-day distribution outlier	JIL temporal baseline	CLEAR	sha256:42ni...f2t
FWEA-43	Routing change detection (<72h)	Last-minute routing delta alert	Custodian instruction log	CLEAR	sha256:43ro...f3s
FWEA-44	Account-number change alert	Counterparty account history vs current	Custodian counterparty ledger	CLEAR	sha256:44ac...f4s
FWEA-45	Instruction provenance attestation	Signed chain from originator	JIL instruction attestation	PASS	sha256:45in...f5s
FWEA-46	IBAN integrity (MOD-97)	Checksum + country length validation	ISO 13616 IBAN registry	PASS	sha256:46ib...f6s
FWEA-47	Correspondent chain hop anomaly	Hop-count + jurisdiction diversity	SWIFT gpi trace	CLEAR	sha256:47co...f7s
FWEA-49	Endpoint binding attestation	Destination wallet bound to counterparty identity	JIL endpoint-binding registry	PASS	sha256:49en...f9s
FWEA-55	Fraud ring graph analysis	Community detection on entity graph	JIL fraud-ring detector	CLEAR	sha256:55fr...f5m
FWEA-56	Typology library pattern match	Published typology overlay (pig-butchering, APP, etc)	JIL typology library v3	CLEAR	sha256:56ty...f6m
FWEA-57	Cross-rail correlation	Same entity on multiple rails	JIL entity resolution	CLEAR	sha256:57cr...f7m
FWEA-58	FaaS (Fraud-as-a-Service) infrastructure	Known FaaS C2 + tooling signature	JIL FaaS intel	CLEAR	sha256:58fa...f8m
FWEA-59	FATF typology pattern match	Graph-motif match across 30d window	JIL L1 + Chainalysis clusters	CLEAR	sha256:59fa...f9c
FWEA-60	Egmont FIU intelligence overlay	FIU-flagged entity check	Egmont Group secure channel	CLEAR	sha256:60eg...f0c
FWEA-61	BIS CPMI payment system risk	Payment corridor risk score	BIS CPMI annual report data	LOW	sha256:61bi...f1c
FWEA-62	Cross-border velocity multi-jurisdiction	Velocity across 3+ jurisdictions 7d	JIL cross-border detector	CLEAR	sha256:62cr...f2c
FWEA-63	Sanctioned-jurisdiction hub routing	Proximity to sanctioned corridor	OFAC country list + corridor graph	CLEAR	sha256:63sa...f3c
FWEA-64	TBML with World Bank commodity prices	Invoice-price variance vs market	World Bank commodity index + WCO	CLEAR	sha256:64tb...f4c
FWEA-65	Pig butchering / romance-investment scam	Behavior + destination + dialog ML	JIL pig-butcher registry + NIST	CLEAR	sha256:65pi...f5e
FWEA-66	FaaS C2 infrastructure attribution	Infrastructure overlap with known FaaS	JIL FaaS infra graph	CLEAR	sha256:66fa...f6e
FWEA-67	ZKP post-settlement attestation	Zero-knowledge proof of compliant state	JIL ZKP prover	PASS	sha256:67zk...f7c
FWEA-68	Adversarial ML drift detection	Model drift vs golden baseline	JIL ML governance	CLEAR	sha256:68ad...f8c
FWEA-69	HNDL quantum-safe TLS verification	Dilithium + X25519 handshake verified	JIL TLS attestation	PASS	sha256:69hn...f9c
WIE-01	Destination wallet age	Genesis-tx trace + funding attribution	JIL L1 on-chain history	847 days (LOW RISK)	sha256:01de...w1w
WIE-02	Funding source attribution	Recursive source-of-funds trace	JIL attribution-evm + Chainalysis	CLEAR	sha256:02fu...w2w
WIE-03	First-block recency flag	Age vs transaction volume ratio	JIL L1 + chain-specific	CLEAR	sha256:03fi...w3w
WIE-04	Dormancy awakening signal	Long-dormant -> sudden activity	JIL dormancy tracker	CLEAR	sha256:04do...w4w
WIE-05	Dust attack detection	Micro-tx flood pattern	JIL dust detector	CLEAR	sha256:05du...w5w
WIE-06	Fresh-wallet-with-instant-activity	Activity within 1h of creation	JIL creation telemetry	CLEAR	sha256:06fr...w6w
WIE-07	Bulk wallet creation signal	Sequential wallet creation cluster	JIL creation graph	CLEAR	sha256:07bu...w7w
WIE-08	Contamination 2-hop weighted	Graph traversal, decay-weighted exposure scoring	JIL L1 + Chainalysis	0.02% (CLEAR)	sha256:08co...w8c
WIE-09	Direct darknet exposure	0-hop match to known darknet wallets	JIL known-bad registry	CLEAR	sha256:09di...w9c
WIE-10	Direct ransomware operator exposure	0-hop match to ransomware wallets	JIL ransomware intel (Conti/LockBit/BlackCat/Cl0p)	CLEAR	sha256:10di...w0c
WIE-11	Mixer/tumbler exposure	Exposure to Tornado Cash, Blender.io, ChipMixer, Sinbad	JIL mixer registry	CLEAR	sha256:11mi...w1c
WIE-12	Exchange-hack cluster exposure	Mt. Gox, Bitfinex, FTX, KuCoin hack wallets	JIL hack attribution	CLEAR	sha256:12ex...w2c
WIE-13	Known-bad cluster exposure (full)	0/1/2/3-hop lookup against all known-bad	JIL known-bad registry	CLEAR	sha256:13kn...w3c
WIE-14	State-actor cluster exposure	Lazarus Group, APT38, Russian ransomware	JIL state-actor attribution	CLEAR	sha256:14st...w4c
WIE-15	Transaction cadence anomaly	Inter-arrival time distribution	JIL L1 cadence analyzer	CLEAR	sha256:15tr...w5v
WIE-16	Amount distribution outlier	Distribution vs 90d self-baseline	JIL amount analyzer	CLEAR	sha256:16am...w6v
WIE-17	Bot activity signature	Automated tx signing pattern	JIL bot detector	CLEAR	sha256:17bo...w7v
WIE-18	Burst-and-drain pattern	High inbound then full drain	JIL burst detector	CLEAR	sha256:18bu...w8v
WIE-19	Round-amount trading	Round-number frequency outlier	JIL amount analyzer	CLEAR	sha256:19ro...w9v
WIE-20	Fragmentation pattern	Tx split into sub-threshold batches	JIL fragmentation detector	CLEAR	sha256:20fr...w0v
WIE-21	Cross-chain arbitrage signature	Arbitrage-like paired tx across chains	JIL cross-chain detector	CLEAR	sha256:21cr...w1v
WIE-22	Protocol whitelist match	Interacted protocols in whitelist	JIL DeFi whitelist	94/100 (HIGH TRUST)	sha256:22pr...w2d
WIE-23	LP quality score	Uniswap / Balancer pool quality	JIL DeFi attestation ledger	HIGH	sha256:23lp...w3d
WIE-24	Rug-pull heuristic	Known rug-pull cluster exposure	JIL rug-pull registry	CLEAR	sha256:24ru...w4d
WIE-25	Yield-farming exposure	Yield-protocol interaction + risk tier	JIL yield-farm classifier	LOW	sha256:25yi...w5d
WIE-26	Flash-loan anomaly	Flash-loan pattern in history	JIL flash-loan detector	CLEAR	sha256:26fl...w6d
WIE-27	Bridge-exploit exposure	Known bridge-exploit interaction	JIL bridge-exploit registry	CLEAR	sha256:27br...w7d
WIE-28	Governance manipulation signal	Flash-loan governance attack pattern	JIL governance-attack detector	CLEAR	sha256:28go...w8d
WIE-29	Cross-wallet clustering	JIL attribution engine (BTC/EVM/SOL/TRX)	JIL attribution engines	No discrepancy	sha256:29cr...w9h
WIE-30	Change-address heuristic (BTC)	Multi-input + change detection	JIL attribution-btc	CLEAR	sha256:30ch...w0h
WIE-31	Common-ownership heuristic	Co-spending patterns across wallets	JIL attribution-btc/evm	CLEAR	sha256:31co...w1h
WIE-32	Bridge-correlation clustering	Cross-chain bridge traffic as identity	JIL attribution-bridges	CLEAR	sha256:32br...w2h
WIE-33	CEX-withdrawal correlation	CEX-withdrawal timing + amount match	JIL CEX attribution	CLEAR	sha256:33ce...w3h
WIE-34	Off-chain-linked wallet	Corporate entity + wallet linkage via OpenCorporates	OpenCorporates + JIL entity graph	CLEAR	sha256:34of...w4h
WIE-35	Real-estate linked wallet	Property-purchase blockchain linkage	ATTOM Property + JIL entity graph	CLEAR	sha256:35re...w5h
WIE-36	Jurisdictional fit (corridor)	Counterparty jurisdiction vs origin corridor	GLEIF + OpenCorporates	PASS (US-SG corridor compliant)	sha256:36ju...w6r
WIE-37	Sanctions-list proximity	Distance to any sanctioned wallet in graph	OFAC + EU + UK SDN + JIL L1	> 4 hops (CLEAR)	sha256:37sa...w7r
WIE-38	PEP overlap (counterparty UBO)	UBO graph overlap with PEP list	OpenSanctions PEP	CLEAR	sha256:38pe...w8r
WIE-39	Adverse media flag	Counterparty name in adverse-media feed	OpenSanctions media + Dow Jones	CLEAR	sha256:39ad...w9r
WIE-40	Taint-free proof	Cumulative contamination score under 1%	JIL taint calculator	0.02% (PASS)	sha256:40ta...w0r
WIE-41	MiCA stablecoin eligibility	Token MiCA-registered flag	EBA MiCA registry	PASS	sha256:41mi...w1r
WIE-42	Travel-rule data completeness	Originator+beneficiary data fields populated	IVMS 101 validator	PASS	sha256:42tr...w2r

3Out-of-Scope Checks - Not Enabled (Section 4B)

11 OUT OF SCOPE Listed for transparency. These checks exist in the 111-check catalog but were not enabled in this profile. Their omission is explicit, auditable, and court-defensible.

Check ID	Test Name	Status
FWEA-10	Account takeover (ATO) signals	Out of scope - not enabled in this profile
FWEA-20	DPAN wallet provisioning fraud	Out of scope - not enabled in this profile
FWEA-21	Magecart / e-skimmer merchant compromise	Out of scope - not enabled in this profile
FWEA-40	Bust-out credit fraud pattern	Out of scope - not enabled in this profile
FWEA-41	Round-amount / psychological pricing flag	Out of scope - not enabled in this profile
FWEA-48	Real estate closing wire protection	Out of scope - not enabled in this profile
FWEA-50	Duplicate claim detection	Out of scope - not enabled in this profile
FWEA-51	NPI provider enrollment status	Out of scope - not enabled in this profile
FWEA-52	Upcoding detection	Out of scope - not enabled in this profile
FWEA-53	Remittance mismatch	Out of scope - not enabled in this profile
FWEA-54	Overpayment recovery flag	Out of scope - not enabled in this profile

5Final Verdict

Attested Disposition

CLEARED

Confidence: 99.1% | Authorization attested. Fireblocks executes transfer from its own infrastructure.

Reasoning Summary

Destination wallet verified against Coinbase Custody's published attestation registry
Counterparty LEI validated (GLEIF) and Coinbase Custody MSB + NYDFS BitLicense confirmed active
0 sanctions match across all 10 jurisdictional lists (Pillar 5 approved check subset)
WIE-37 sanctions-list proximity: >4 hops clear
Byzantine Fault Tolerant quorum: 14 of 20 validator signatures across 10 jurisdictions
JIL L1 anchor: block #892,449, tx 0xee56...789f
Fireblocks receives signed authorization certificate; JIL takes no custody, never moves the asset

6Cryptographic Seal and Anchor

Issuer: JIL Sovereign Technologies, Inc. (DE)
Signing Algorithm: Ed25519 + Dilithium-III (classical + post-quantum hybrid)
Issuer Signature: d4e5f67890a1b2c3abcdef9876543210fedcba0123456789abcdef0123456789
Validator Quorum: 14 of 20 across 10 jurisdictions (70% threshold exceeded)
JIL L1 Anchor: delivery-hash: 1e2f3a4b5c6d...
Merkle Root: Rolled up from Section 4A per-check evidence hashes

Verify at
jilsovereign.com/verify/
JIL-VR-PC-2026-04-19-E4D

7Chain of Custody Timeline

16:21:09.003 UTC	Fireblocks POST /pre-clearance/authorize received	req-hash: 5e6f7a8b9c0d...
16:21:09.021 UTC	Test profile PRECLEAR-CUSTODIAN-BFT-v5.0 loaded	profile-hash: 1e2f3a4b5c6d...
16:21:09.089 UTC	100 approved checks dispatched in parallel	dispatch-hash: 7e8f9a0b1c2d...
16:21:11.318 UTC	All checks returned. Verdict CLEARED.	verdict-hash: 3e4f5a6b7c8d...
16:21:11.804 UTC	Quorum vote initiated across 20 validator nodes	quorum-req-hash: 9e0f1a2b3c4d...
16:21:13.977 UTC	14 validators signed across 10 jurisdictions (70% threshold)	quorum-hash: 5e6f7a8b9c0d...
16:21:14.412 UTC	Anchored to JIL L1 block #892,449	tx-hash: 0xee56...789f
16:21:14.690 UTC	Authorization certificate delivered to Fireblocks	delivery-hash: 1e2f3a4b5c6d...
16:21:14.734 UTC	Sealed certificate written to Fireblocks SDV + retrieval-index committed	index-id: VR-INDEX-1776662474734
(custodian action)	Fireblocks executes the BTC transfer from its own infrastructure	(Outside JIL scope)

Authorization certificate issued in 5.731 seconds. Fireblocks then executes the transfer on its own infrastructure. JIL never participates in asset movement.

Tamper Evidence. Any modification to this record - including whitespace, font, or formatting changes after issuance - invalidates the seal. Independent verification does not require JIL Sovereign's cooperation and can be performed by any party that can compute a SHA-256 hash, verify an Ed25519 signature, and query the JIL L1 public ledger for the anchor transaction. The verification procedure is published at jilsovereign.com/verify and is open-source.

8Authorized Evidentiary Uses

Federal court admission under FRE 702 (expert testimony) and 901 (authentication) - cryptographic anchor authenticates without requiring JIL as fact witness.
Regulatory submission to OFAC, FinCEN, SEC, and state attorneys general.
Custodian compliance evidence for SOC 2 Type II, ISO 27001, NYDFS Part 500, HITRUST CSF audits.
Internal audit trail under BSA 5-year recordkeeping (JIL retention exceeds at 15+ years).
Due diligence evidence for correspondent banking, MSB registration, VASP Travel Rule.