Pre-Settlement Attestation
Decide before the money moves.
YES / NO / REVIEW verdict in under 2 seconds. Custodians, exchanges, and payment processors gate outbound transfers on the sealed record before releasing funds.
A Cryptographic Court-Ready Record.
Every verdict produced by this pillar ships as a sealed PDF record. Tied to a unique report ID, attestation ID, vendor ID, profile ID, and completion timestamp. Written to the vendor's Secure Document Vault (SDV) with 15+ year retention, indexed in a queryable retrieval table, and anchored to JIL L1 with a 14-of-20 validator quorum signature. Independently verifiable in court, by regulators, and by auditors without JIL Sovereign's cooperation.
Questions answered by this pillar
- Is this counterparty sanctioned? OFAC SDN + 9 additional jurisdictional lists, named-person and wallet-address matching.
- Is this wallet contaminated? 42 wallet-intelligence signals, 0/1/2/3-hop exposure to darknet markets, ransomware operators, mixers, state-actor clusters.
- Does this transaction conform to policy? Institutional test profile - velocity limits, settlement instruction integrity, jurisdictional corridor, typology patterns.
- Should this settle? Binary decision (YES/NO/REVIEW) with reason codes, confidence score, and full evidence trail.
From request to sealed record
- Request in. Custodian POST /authorize with transaction metadata, counterparty claims, amount, destination.
- Test profile loaded. 111 checks across 15 signal categories, vendor-approved data sources, attested threshold profile.
- Checks run in parallel. All 111 checks dispatched in under 100ms; results aggregated into a Merkle roll-up.
- Verdict assembled. YES / NO / REVIEW with confidence score and reason codes.
- Quorum-signed. 14-of-20 validator quorum across 10 jurisdictions, Ed25519 + Dilithium-III hybrid signature.
- L1 anchored. Attestation transaction on JIL L1; block and tx hash recorded.
- Sealed record delivered. PDF written to vendor's Secure Document Vault + indexed in retrieval table; custodian receives signed URL.
Total latency: under 2 seconds for policy decisions, under 6 seconds for sealed-and-delivered records. Within the custodian SLA.
Who runs this pillar
- Crypto custodians (Fireblocks, Anchorage Digital, BitGo, BNY Mellon Digital, State Street Digital) - pre-authorize institutional transfers before the asset leaves custody.
- Exchanges and stablecoin issuers (Coinbase, Kraken, Circle, Paxos, Ripple) - screen every withdrawal against sanctions + taint analysis before broadcast.
- Payment processors (banks, fintechs, MSBs) - pre-clear fiat and hybrid rails before funds move.
- Federal and state disbursement programs (CMS, Treasury, state Medicaid MCOs) - pre-clear every payment against improper-payment signals.