Retroactive Settlement Verification
Every historical payment, re-verified.
100 million records in 10 to 20 minutes. Identity integrity, fraud, waste, abuse, and error surfaced as court-admissible sealed findings across every payment from the last four years.
A Cryptographic Court-Ready Record.
Every verdict produced by this pillar ships as a sealed PDF record. Tied to a unique report ID, attestation ID, vendor ID, profile ID, and completion timestamp. Written to the vendor's Secure Document Vault (SDV) with 15+ year retention, indexed in a queryable retrieval table, and anchored to JIL L1 with a 14-of-20 validator quorum signature. Independently verifiable in court, by regulators, and by auditors without JIL Sovereign's cooperation.
Questions answered by this pillar
- Did the recipient exist when we paid them? 28-dimension identity integrity audit - SSA DMF, state death records, OIG exclusion, SAM debarment, PECOS/NPI status, SOS dissolution, license revocations.
- Was this payment duplicate or structured? Multi-year graph analysis across payees, invoices, and claim patterns.
- Was this upcoded, overbilled, or misrouted? Healthcare and government rail checks, NPI provider enrollment verification, remittance-mismatch detection.
- How much is recoverable? Each finding is quantified, cited to source evidence, and shipped as a sealed verdict ready for clawback proceedings.
From request to sealed record
- Historical payment corpus ingested. Customer provides payment history (batch or streaming); records partitioned by year, payer, rail.
- 28-dimension identity resolution. Each payee resolved against authoritative registries - mortality, debarment, exclusion, corporate status.
- 111-check rules engine run over each record. Same checks as pre-settlement, applied retroactively with temporal-appropriate source versions.
- Findings surfaced and ranked. By dollar exposure, recoverability, jurisdictional priority.
- Each finding sealed. Individual Ed25519-signed verdict per record, rolled up into a corpus-level Merkle tree.
- Court-admissible dossier delivered. Lead analyst narrative, evidence appendix, cryptographic receipt - written to vendor SDV with 15+ year retention.
Throughput: 100M records in 10 to 20 minutes on production infrastructure. Scales linearly.
Who runs this pillar
- Federal and state agencies (HHS OIG, CMS, Treasury OIG, state AG offices) - retroactive fraud/waste/error recovery on entitlement, procurement, and healthcare rails.
- Managed care organizations and health insurance SIU - find improper payments to dead providers, debarred entities, upcoded claims.
- Bankruptcy trustees and federal receivers - historical forensic audit as part of asset recovery.
- Corporate internal audit - retroactive vendor-payment integrity sweep, especially post-acquisition or post-incident.