Pillar 6 / Institutional Wallet / Corporate Treasurer
Stablecoin payment rails for corporate treasury.
Your treasury holds stablecoin or crypto for vendor settlement, cross-border payroll, working-capital, or as a balance sheet allocation. Institutional Wallet brings traditional treasury workflows (multi-approval, segregation, audit-grade evidence) to digital asset payments rails. Every payment ships a signed CREB(TM) per transaction.
Your auditor + your treasury policy + your bank covenants all expect the same kind of payment evidence you produce for ACH + wire. Crypto rails currently produce screenshots.
Corporate treasury workflows assume audit-grade evidence per payment: approval trail, counterparty attestation, segregation proof, exposure tracking. Crypto-native rails today produce on-chain transaction hashes + Excel reconciliation. Institutional Wallet adds the missing layer: per-payment CREB(TM) with multi-sig governance trail, counterparty + sanctions attestation, and FRE 902(14)-grade audit evidence.
- CFO + auditor evidence requirements. Per-payment evidence trail (approver, approval-time, counterparty, sanctions clearance, segregation). Audit-grade output, not screenshots.
- Vendor + payroll counterparty risk. Per-counterparty sanctions + OFAC screen + counterparty-wallet attestation. Required for any stablecoin payment to vendor / employee / contractor.
- Working-capital exposure tracking. Per-position attestation across all wallets. Real-time exposure dashboard supporting treasury policy compliance + bank covenant reporting.
- Tax + regulatory reporting. Per-transaction tax-event capture (1099-MISC, 1099-NEC for contractor payments). State + federal reporting evidence ready per transaction.
Vendor settlement (stablecoin)
Per-vendor-payment attestation: counterparty screen, sanctions clearance, multi-sig approval trail (CFO + Treasurer + Ops), per-payment CREB(TM). Replaces ACH for vendors who accept stablecoin.
Cross-border payroll
Per-employee stablecoin payroll with country-specific tax + reporting attestation. Supports international contractor + remote employee compensation in 80+ jurisdictions.
Working-capital treasury management
Multi-sig wallet for corporate treasury reserves. Configurable approval thresholds + role-based access (CFO can approve <$X without Treasurer co-sign, etc.). Per-position exposure dashboard.
Auditor + bank-covenant reporting
Per-quarter treasury attestation: cash + stablecoin + crypto position evidence per fund. Audit-grade output for external auditor + bank-covenant reporting.
Tiered per-engagement pricing
| Corporate tier | Wallet setup | Per-payment | Per-position monitoring | Audit support |
|---|---|---|---|---|
| Mid-market ($100M-$1B rev) | $5K setup | $0.50 / payment | Included | Quarterly |
| Enterprise ($1B-$10B rev) | $15K setup + multi-sig key escrow | $0.25 / payment | Included + custom dashboards | Monthly |
| Global enterprise ($10B+ rev) | $30K+ setup + HSM + per-region multi-sig | Volume-tiered | Real-time exposure dashboard | Real-time |
Bank-grade segregation + audit support included in all tiers. Annual contracts lock 12-month pricing. Per-region multi-sig configuration available for global enterprise.
Want to see corporate treasury against a representative payment workflow?
We bring sandbox keys + a sample treasury configuration to a 30-min walkthrough. Bring your Treasurer, CFO, and Treasury Ops lead. Production deployment typically ships 6-10 weeks after MSA + KYC.