JIL scores and attests every payment, creator payout, refund, and high-risk account event before money moves, across 150+ data sources, with a deterministic risk engine, a global reputation graph, sanctions screening, and a court-ready CREB evidence record. A platform, not a payment processor.
Digital marketplaces, games and digital-goods platforms, and creator-payout programs face stolen cards, account takeovers, chargebacks, gift-card abuse, payout laundering, synthetic identities, sanctions exposure, and VPN, proxy, and mule-account abuse across 200-plus countries. Single-vendor fraud scores see a sliver of the picture, and after-the-fact review leaves disputes and confirmed fraud unevidenced.
JIL is a transaction trust platform. It enriches every event across 150+ data sources, runs a deterministic risk engine (nine dimensions, 0-30 Pass, 31-70 Review, 71-100 Block), screens OFAC, EU, UK, and UN sanctions, consults a reputation graph and a global bad-actor repository, and returns a signed attestation in real time. Disputed or confirmed-fraud events seal a CREB anchored on CourtChain under FRE 902(14). The JIL token is the settlement and metering rail only; no custody, no processing, no consumer token.
A risk score, a trust score, and a signed attestation on every payment, payout, and refund, before authorization or settlement.
150+ data sources, a reputation graph, and a global bad-actor network fused into one deterministic decision, not a single-vendor score.
CREB records, self-authenticating under FRE 902(14), anchored on CourtChain for disputes, chargebacks, and investigations.
Digital marketplaces, games and digital-goods platforms, creator-payout platforms, payment service providers, and fintech and treasury teams responsible for payment fraud, chargebacks, payout integrity, and sanctions compliance.
A platform, not a fraud-only vendor and not just an API. Deterministic, reproducible decisions that survive challenge. AI accelerates the work (clustering signals, scoring corroboration, drafting narratives) while deterministic rules, sanctions-list matching, and humans decide the outcome. Post-quantum signed on a 14-of-20 BFT quorum.