206 sanctioned-partner anomalies across 924 trade flows.
UN Comtrade public bilateral trade-flow data - 924 corridors ingested, 450 deterministic findings: mirror-trade mismatch (GFI misinvoicing methodology), corridor concentration (Basel large-exposure thresholds), and 206 sanctioned-partner anomalies cross-referenced against OFAC SDN. Real public data, deterministic check engine, sealed CREB on every finding.
JIL is not a bank, not a payment rail, not a trade platform, not an export credit agency. It is a payment-integrity layer for letters of credit, documentary collections, supply chain finance, and SWIFT-rail B2B - verifying trade documentary integrity, detecting double-financing of the same shipment, surfacing trade-based money laundering, screening for sanctions and dual-use export controls, and producing CREB-grade evidence for trade-fraud civil and criminal cases.
Here's what we surface for you.
If you run trade finance, commodity trading, customs brokerage, supply-chain finance, or correspondent banking, this is what JIL detects in cross-border B2B flows. JIL plugs in between your trade-finance origination (LC issuance, documentary collection, invoice financing) and your funding-release function, runs 175 checks per transaction (148 attestation catalog + 27 trade-finance-specific), and produces sealed evidence per finding. Pulls live data from UN Comtrade, OFAC SDN, US Consolidated Screening List, GLEIF LEI registry, OpenCorporates, and 5 other federal datasets.
Letter of Credit integrity
LC beneficiary's beneficial owner overlaps with OFAC SDN, US CSL, EU CFSP, or UK HMT. Or the LC's stated commodity + value pattern is statistically inconsistent with the beneficiary's prior trade history (red flag for trade-based money laundering). JIL surfaces both kinds of issue before LC funds release.
Bill of Lading verification
Bill of lading shows shipment from a port in Country A but the vessel's AIS track shows it never called at that port in the relevant window. Or BOL value is 5x the UN Comtrade median for that commodity + corridor. JIL cross-checks against UN Comtrade trade data and surfaces the inconsistency.
Sanctioned-corridor screening
Trade involves a counterparty in a FATF-high-risk jurisdiction, or one of the corridors the US Treasury OFAC has designated for enhanced scrutiny. JIL screens at trade-origination and at every progress payment - corridor risk can change overnight on a regulatory action.
Dual-use export risk
Commodity description + HS code + destination matches the US Commerce Department's Entity List criteria, the State Department's USML, or the BIS dual-use export-control framework. JIL surfaces dual-use risk before the trade-finance facility funds.
Phantom shipment / over-invoicing
Same shipment financed by multiple banks (financing fraud). Or invoice value 4x the cohort median for the commodity + route + timing. JIL cross-checks against the trade-finance ledger you have access to and the UN Comtrade reference data.
Sealed evidence per finding
Every trade-finance decision and every audit finding gets a sealed evidence record. Useful for OFAC compliance defense, BIS audits, FinCEN SAR filings, and (if it escalates) DOJ criminal referrals. Court-admissible without an expert witness.
How to use it: integrate at the trade-finance origination layer. Per-transaction pricing in basis points on the trade value, with volume tiers for institutional banks. See the live POC with 450 findings against synthetic trade-finance batches.
206 sanctioned-partner anomalies across 924 trade flows.
On day one, trade-finance-engine ingested 924 international trade flows across 527 distinct (reporter, partner, commodity) corridors and cross-referenced every flow against 8 OFAC sanctions programs (IRN, PRK, CUB, SYR, RUS, BLR, VEN, MMR). It surfaced 206 sanctioned-partner anomalies, 137 single-corridor concentration findings, and 107 mirror-statistic mismatches in 450 total Tier 1 findings.
What we uncovered (top 5)
| Subject | Category | Finding |
|---|---|---|
| 206 sanctioned-partner flows | Trade with OFAC-listed jurisdictions | OFAC enforcement priority |
| 137 corridor concentration | Single corridor >60% of country trade | Counterparty risk concentration |
| 107 mirror mismatches | Country A reports X, Country B reports Y, |X-Y| > 30% | Trade misinvoicing signal |
| 8 OFAC programs seeded | IRN, PRK, CUB, SYR, RUS, BLR, VEN, MMR | Comprehensive sanctions coverage |
| 527 unique corridors | Multi-commodity, multi-jurisdiction view | Beyond bilateral analysis |
UN Comtrade public API
Annual / quarterly trade flow data; rate-limited free tier with deterministic synthetic backstop. No subscription, no DUA, no per-record licensing. The full ingest manifest is replayable bit-identically.
Deterministic pass
Tier 1 ran a single deterministic pass against the ingested public dataset. SQL aggregates only - no stochastic LLM in the verdict path. Ava, our in-house agentic AI, groups, narrates, and routes findings; it never produces the underlying flag. Same kernel that ships the other 7 verticals.
What this means for your business
For a trade finance bank's compliance officer, an export-import bank's BSA officer, or a customs declarations auditor, this is the partner-country + commodity-corridor + mirror-statistic anomaly queue that no single national customs system produces - because mirror-statistic detection requires both endpoints. Each finding ships with a sealed CREB suitable for OFAC SAR, Treasury 314(b) cooperation, or counterparty offboarding.
What Tier 2 unlocks. Customer engagement adds the bank's own letters of credit, bills of lading, customs declarations, and counterparty file. Tier 2 cross-references the L/C terms against the underlying shipment documentation, surfaces dual-financing patterns, and produces a sealed CREB suitable for OFAC SAR or interbank counterparty-risk escalation.
Trade Finance and Cross-Border B2B Integrity at a glance.
Where the integrity layer sits, what it produces, and how the sealed CREB flows back to the buyer's existing systems.
Where this product earns its place.
The strategic case for Trade Finance as a JIL line of business - what makes the wedge defensible, what makes it economically meaningful, and how it compounds with the rest of the platform.
Closest fit to neutral integrity infrastructure
Trade finance is the historical home of correspondent banking, SWIFT messaging, and the documentary credit infrastructure. Tokenization (Marco Polo, Contour, Komgo) is in active deployment. JIL's neutral-integrity positioning maps precisely onto the modernization gap.
Post-quantum is genuinely differentiated here
Trade finance counterparties (sovereign-affiliated banks, sanctioned-state-adjacent entities, state-actor threats to SWIFT) have actual present-day quantum-resistance interest. The Ed25519 + Dilithium-III + ML-DSA-65 + Kyber stack is a sales differentiator immediately, not eventually.
Single transactions $50M-$500M+
A single letter of credit can be $50M+. A single supply chain finance facility can be $500M+. CREB evidence of fraud on a single transaction can be commercially material to a bank's quarter. Pricing power is structurally higher than every JIL vertical except enterprise procurement.
Aligns with existing footprint
Trade finance is global from day one and aligns with the existing operational presence in Switzerland, UAE, Singapore, and Brazil. Healthcare and US-domestic verticals require US-state expansion; trade does not.
Net-new checks, sealed evidence.
A representative slice of the Trade Finance-specific check pack. Each one runs in the same five-stage pipeline as the rest of the platform - intake, profile load, parallel checks, verdict, sealed CREB - and ships with a 14-of-20 BFT signature, a CourtChain L1 anchor, and a reproducibility manifest pinning the exact check-logic version.
Bill of Lading Authenticity
Cross-references B/L against carrier records, AIS vessel tracking, and port-of-loading and discharge records. Detects forged or altered B/Ls. UCP 600 Article 19-25, Hague-Visby.
Vessel and Voyage Verification
IHS Maritime / Lloyd's Register existence verification. AIS-tracked voyage continuity. Port-call match. AIS-dark periods consistent with sanctioned-cargo movement are flagged separately.
Double-Financing Detection
Cross-references shipment identifiers across financing applications spanning multiple banks and platforms. Flags the same B/L or invoice financed multiple times. MLETR / TFDI alignment.
Invoice-vs-Market-Price (TBML)
Compares invoice unit price against market price for the commodity, country-pair, and time period. Flags persistent over-invoicing or under-invoicing patterns. FATF TBML guidance.
Sanctions Across Full Trade Chain
OFAC, EU, UN, UK, country-specific screening at every party - buyer, seller, intermediaries, banks, freight forwarders, insurance, vessels, end-user. Sectoral exposure analysis.
AIS-Dark Period Analysis
Identifies periods of AIS transponder inactivity. Cross-references proximity to sanctioned jurisdictions. Flags patterns consistent with sanctions evasion. OFAC Maritime Advisory.
Ship-to-Ship Transfer Detection
Vessel-to-vessel proximity patterns indicative of STS transfers, particularly in international waters or near sanctioned jurisdictions. Cross-references dark-fleet vessel lists.
Dual-Use and ITAR Classification
Cross-references EAR Commerce Control List, ITAR US Munitions List, Wassenaar lists. Flags potentially controlled goods classified as EAR99. Deemed-export licensing checks.
Who runs this in production.
The buyer pattern for Trade Finance - who carries the budget, who carries the regulatory exposure, and how the engagement starts. Most first engagements are a Retroactive Proof Audit on a defined lookback window; Pre-Settlement integration follows once the check pack is calibrated to the customer's profile.
Tier 1 and specialty
HSBC, Standard Chartered, Citi, JPMorgan, BNP Paribas, Deutsche Bank, Barclays, ING, Credit Agricole, Societe Generale, MUFG, Mizuho, SMBC. Specialty trade finance banks. Correspondent banks managing higher-risk corridors.
Channel partnerships
Marco Polo Network, Contour, Komgo, TradeWaltz. Supply chain finance platforms: Stenn, Demica, PrimeRevenue, Taulia. Channel-partnership economics.
ECAs and DBs
EXIM, UKEF, Euler Hermes (Allianz Trade), Bpifrance Assurance Export, NEXI, K-SURE, SACE. Multilateral: IFC, ADB, AfDB, EBRD, IDB. Trade credit insurers: Allianz Trade, Atradius, Coface, Zurich, AIG.
Sanctions and customs
OFAC Treasury, Commerce BIS, CBP Office of Trade, DOJ National Security Division, UK HMRC and OFSI, EU DG TRADE and DG FISMA, FinCEN. CREB evidence aligned with civil and criminal predicates.
Four-SKU model. No percentage. No contingency.
Pricing carries over from the canonical four-SKU model unchanged - Retroactive Scan (flat fee), Retroactive Proof Audit (with credit-back against the next subscription tier), Pre-Settlement Subscription (tiered annual), and per-case CREB bundles (Tier 3 court-ready evidence). Asset Intelligence is the standard fifth SKU where the vertical needs it.
No percentage of recovery. No contingency. No success fees. JIL is detection and proof, not recovery. Recovery sits with the customer or its existing partners (subrogation counsel, recovery vendors, regulators). The structure is what allows JIL to operate as neutral integrity infrastructure across plaintiffs and defendants, payers and payees, regulators and the regulated, on the same case.
Ready to scope a Trade Finance engagement?
Initial briefings are 60 minutes. Retroactive Proof Audit lookback windows, check-pack profile design, and integration runbook are available under NDA. We start where the buyer's procurement gate is shortest.
One kernel. Eight industries.
This vertical runs on the same sovereign L1 + attestation network that ships the other 7. Kernel age: 18+ months. Adding a vertical: ~1 week. Competitor moat: build the kernel first.