AVE Tier 2 - Live Demo Gallery

Eight scenarios. All eight AVE capabilities firing.

Every capability from the AVE design page anchored to a runnable scenario. Scenario 1 is live data from the ave-orchestrator. Scenarios 2-8 are baked-in narratives showing how the rest of the catalog operates in production. Click any card to expand. Capability chips inside each card mark which models fired; the gold-highlighted chip is the scenario's anchor capability.

8
Capabilities, all live
$258M+
Combined exposure across scenarios
7
Operating models stress-tested
Eight Capabilities

Every chip below maps to one of AVE's investigation models

Each scenario card lists the capability chips that fired during that case. The gold-bordered chip is the scenario's anchor capability; surrounding chips are corroborating signals. See the full capability descriptions on the design page.

1 Claim-level patterns
2 UBO Resolution
3 Bank Fingerprinting
4 Premise Classification
5 Business-Premise Compatibility
6 Volume Capacity
7 Exclusion Lists
8 Network Detection
Scenario index

Jump to a scenario

Scenarios

Eight cases, each anchored on a different capability

Each scenario opens to: setup, the AVE pipeline that ran, specific findings (severity-coded), and the action postures the evidence supports. JIL is detection / proof / attestation, not recovery. AVE produces evidence; the customer chooses the action.

01

John Doe hospice ring (live data, all 5 anchors firing)

14-entity hospice operator network controlled by a single UBO. The integrated case: every primary AVE capability fires together. Live data from the ave-orchestrator.

2 UBO Resolution 3 Bank Fingerprinting 4 Premise Classification 5 Business-Premise Compatibility 8 Network Detection 1 Claim-level patterns
$8,200,000
flagged
14
entities
47,000
settlements

14-entity hospice operator network controlled by John Doe (UBO). 12 of 14 premises classified as hard-mismatch, including 9 retail strip mall units, 2 UPS Store mailbox addresses, and 1 vacant lot. 12 of 14 entities share 2 of 3 bank accounts with John Doe as signatory. Combined billing: $8,200,000 across 47,000 settlements. Linkage agreement score 0.91. This is what every capability looks like firing on the same case.

Engagement rollup

Case counts

Network cases
1
Entity cases
0
Pattern-cluster cases
0
FCA-disclosure-eligible
1
Per-case cost estimate
$42,500

Premise classification

Hard mismatch
12
Volume impossible
0
Soft mismatch
0
Compatible
2
Linkage agreement (avg)
0.91

Network members

EntityNPIClaimed businessSettlementsFlagged $
Final Journey Hospice LLC 19876543211 hospice 4,050 $875,000
Eternal Comfort Hospice LLC 19876543210 hospice 4,000 $850,000
All Saints Hospice LLC 19876543209 hospice 3,950 $825,000
Serenity Hospice Network LLC 19876543208 hospice 3,900 $800,000
Trinity End-of-Life Services LLC 19876543207 hospice 3,850 $775,000
Heritage Hospice & Home Health LLC 19876543206 hospice 3,800 $750,000
Compassionate Care of CA LLC 19876543205 hospice 3,750 $725,000
Pacific Coast Hospice Services LLC 19876543204 hospice 3,700 $700,000
Golden Valley Hospice LLC 19876543203 hospice 3,650 $675,000
Sunset Care Hospice Group LLC 19876543202 hospice 3,600 $650,000
XYZ Hospice LLC 19876543201 hospice 3,550 $625,000
ABC Hospice LLC 19876543200 hospice 3,500 $600,000
Restful Path Hospice LLC 19876543212 hospice 200 $50,000
Last Light Hospice LLC 19876543213 hospice 200 $50,000

Anomalies found

Critical definitive

Hospice at mailbox service

Two member entities are registered at UPS Store #4421 mailbox addresses in Los Angeles. Mailbox locations cannot satisfy Medicare hospice conditions of participation under 42 CFR 418.

Regulatory basis: False Claims Act · 42 CFR 418 · Corporate Transparency Act 31 USC 5336
Critical definitive

Services billed after beneficiary date of death

Network entities billed 287 claims for beneficiaries with service dates after their SSA Death Master File date of death. Posthumous billing total: $94,400.

Regulatory basis: False Claims Act · 42 CFR 418 · Corporate Transparency Act 31 USC 5336
High strong

Hospice in retail strip mall

ABC Hospice LLC and 8 other member entities operate from retail strip mall units 950-1500 sqft. USPS classifies as retail; Google Places shows no medical signage; Street View shows no medical-grade entrance. Inpatient hospice operations require licensed clinical space physically incompatible with these premises.

Regulatory basis: False Claims Act · 42 CFR 418 · Corporate Transparency Act 31 USC 5336
High definitive

Volume impossible for premise

ABC Hospice LLC billed 1,840 hospice patient-days in Q3 2025, requiring approximately 20 occupied beds. Premise is 1,400 sqft retail unit. Capacity excess factor: 12.4x.

Regulatory basis: False Claims Act · 42 CFR 418 · Corporate Transparency Act 31 USC 5336
High strong

Multi-entity operator network sharing bank infrastructure

12 of 14 entities in this network share 2 bank accounts (BFP-7a3f, BFP-9b2c) with common signatory John Doe. UBO resolution confirms ownership concentration in John Doe via FinCEN BOI filings. Combined billing: $7.8M across 46,200 claims.

Regulatory basis: False Claims Act · 42 CFR 418 · Corporate Transparency Act 31 USC 5336

Concentrated patterns

PatternClaimsDollar total
UPCODED_CPT14,000$2,520,000
PHANTOM_NPI8,200$1,968,000
DECEASED_PATIENT_BILLING287$94,400

Premise mismatch gallery

Hard mismatch

Final Journey Hospice LLC

Claimed: hospice · Premise: vacant_or_undeveloped
4444 Vacant Lot Rd, Adelanto CA 92301
$875,000 across 4,050 settlements
Hospice registered at vacant lot
Hard mismatch

Eternal Comfort Hospice LLC

Claimed: hospice · Premise: mailbox_service
6890 UPS Store #4421 Box 312, Los Angeles CA 90017
$850,000 across 4,000 settlements
Hospice at UPS Store mailbox
Hard mismatch

All Saints Hospice LLC

Claimed: hospice · Premise: mailbox_service
6890 UPS Store #4421 Box 312, Los Angeles CA 90017
$825,000 across 3,950 settlements
Hospice at UPS Store mailbox
Hard mismatch

Serenity Hospice Network LLC

Claimed: hospice · Premise: retail_strip_mall · 1450 sqft
1357 Sunset Strip Ste 9, San Bernardino CA 92401
$800,000 across 3,900 settlements
Hospice in retail strip mall
Hard mismatch

Trinity End-of-Life Services LLC

Claimed: hospice · Premise: retail_strip_mall · 1300 sqft
2468 Pine Ridge Ste 4, Riverside CA 92501
$775,000 across 3,850 settlements
Hospice in retail strip mall
Hard mismatch

Heritage Hospice & Home Health LLC

Claimed: hospice · Premise: retail_strip_mall · 1100 sqft
7890 Oak Center Ste 11, Sacramento CA 95814
$750,000 across 3,800 settlements
Hospice in retail strip mall
Hard mismatch

Compassionate Care of CA LLC

Claimed: hospice · Premise: retail_strip_mall · 1500 sqft
3456 Main Plaza Ste 7, Modesto CA 95354
$725,000 across 3,750 settlements
Hospice in retail strip mall
Hard mismatch

Pacific Coast Hospice Services LLC

Claimed: hospice · Premise: retail_strip_mall · 1350 sqft
9012 Retail Plaza Ste 20, Stockton CA 95202
$700,000 across 3,700 settlements
Hospice in retail strip mall
Hard mismatch

Golden Valley Hospice LLC

Claimed: hospice · Premise: retail_strip_mall · 1100 sqft
5678 Commerce Way Ste 5, Fresno CA 93702
$675,000 across 3,650 settlements
Hospice in retail strip mall
Hard mismatch

Sunset Care Hospice Group LLC

Claimed: hospice · Premise: retail_strip_mall · 950 sqft
5678 Commerce Way Ste 3, Fresno CA 93702
$650,000 across 3,600 settlements
Hospice in retail strip mall
Hard mismatch

XYZ Hospice LLC

Claimed: hospice · Premise: retail_strip_mall · 1400 sqft
1234 Strip Mall Dr Ste 12, Bakersfield CA 93301
$625,000 across 3,550 settlements
Hospice in retail strip mall
Hard mismatch

ABC Hospice LLC

Claimed: hospice · Premise: retail_strip_mall · 1400 sqft
1234 Strip Mall Dr Ste 12, Bakersfield CA 93301
$600,000 across 3,500 settlements
Hospice in retail strip mall
Compatible

Restful Path Hospice LLC

Claimed: hospice · Premise: medical_office_building · 4200 sqft
100 Medical Center Dr, Los Angeles CA 90033
$50,000 across 200 settlements
Legitimate medical office
Compatible

Last Light Hospice LLC

Claimed: hospice · Premise: medical_office_building · 3800 sqft
200 Healthcare Plaza, Anaheim CA 92805
$50,000 across 200 settlements
Legitimate medical office
Evidence supports: Civil action OIG / DOJ referral FCA self-disclosure Pre-Settlement block Internal recovery Compliance documentation

What AVE will produce

ubo chain
UBO resolution chain for John Doe with FinCEN BOI citations and Delaware SOS file 7184523
network overlay
Four-graph overlay showing UBO + bank + address co-location + premise-mismatch convergence at linkage_agreement_score 0.91
premise classification
12 hard-mismatch premises with Street View imagery, USPS classifications, and property records
creb anchored courtchain
Network CREB anchored on CourtChain (FRE 902(14) self-authenticating)
bank fingerprint evidence
Three bank account fingerprints (BFP-7a3f, BFP-9b2c, BFP-c4d8) with signatory metadata; raw account numbers never persisted (GLBA-compliant)

What the customer can pursue (advisory)

state mfcu
Customer can coordinate with California Medicaid Fraud Control Unit
civil action
Customer outside counsel can file civil action against John Doe naming all 14 entities
oig referral
Customer can submit OIG/DOJ self-disclosure with cooperation credit posture
internal recovery
Customer Recovery team can pursue claim-level recovery using CREB evidence
pre settlement block
Pre-Settlement block on entity / bank / premise registry (if Pre-Settlement contract active)
compliance documentation
60-day rule disposition record + audit-defense documentation

Source: Live data from ave-orchestrator /api/v1/public/demo/*. Synthetic engagement seeded from the Section 13 happy-path of the AVE design doc.

02

Multi-state UBO ring across 13 state Medicaid programs

One human owns hospices in 13 states billing $227,347,688 to Medicare. To each state Medicaid program it looks like a corporate chain. AVE collapses it to a single network case.

2 UBO Resolution 8 Network Detection 1 Claim-level patterns
$227,347,688
flagged
38
entities
13
states

Real anchor pulled from CMS Hospice All Owners (snapshot 2026.04.01). One named individual is registered as a 5%+ owner on 38 distinct Medicare-enrolled hospice provider numbers. Those 38 hospices operate in AZ, CA, CO, IL, IN, KS, MA, MO, OH, PA, TX, VA, WI. Each state Medicaid program sees only the hospices inside its state. The MCOs that administer Medicare Advantage in those states each see only their network. None of the 13 plans, on their own, have line-of-sight into the 13-state pattern. AVE does.

AVE Pipeline

Step 01

Cross-MCO UBO graph

AVE pulls the named individual through CMS PECOS, FinCEN BOI, Delaware/Wyoming/Nevada SOS filings, and (under MCO BAA) the customer's own provider-credentialing records. Builds a single ownership graph spanning 38 entities.

Step 02

Network signature

Each entity is independently chartered, has a distinct EIN, and bills under a distinct NPI. AVE's network detection catalog flags this as the 'distributed-shell' signature: same UBO, geographically dispersed, separate billing channels, identical billing-pattern fingerprints.

Step 03

Pattern overlay

Across the 38 hospices the per-stay billing is 71% above national median, average length-of-stay is 2.4x national, and General Inpatient (GIP) escalation rate is 0.3% (national: 4.1%). Same fingerprint, all 38 sites.

Specific findings

  • Cross-state network of 38 entities all naming the same UBO. Each state Medicaid agency has line-of-sight into 1-3 hospices; cumulative exposure invisible without UBO graph traversal.
  • Combined Medicare payment $227,347,688 in CY 2023 alone. Billing pattern across all 38 sites identical: long-LOS, suppressed-GIP, above-median per-stay.
  • None of the 38 entities are currently OIG-excluded. None of the 38 appear in DOJ healthcare-fraud press releases. The pattern would be visible to any one state Medicaid program only after enforcement action elsewhere triggers a lookback.
  • Source: data.cms.gov/.../all-owners + data.cms.gov/.../medicare-post-acute-care-utilization-hospice. Names redacted on this public demo per legal review.
Action postures the evidence supports: FCA self-disclosure OIG / DOJ referral Civil action
What AVE will produce: Network CREB anchored on CourtChain (FRE 902(14)). UBO graph with FinCEN BOI / SOS citations. Per-hospice billing-pattern attestation. Cross-state pattern correlation evidence package.

Source: Real: CMS Hospice All Owners + Hospice Utilization PUF (RY 2025 / CY 2023).

03

Phantom telehealth: 18 billed clinical hours per provider per day

Behavioral-health practice billed 18 clock hours of telehealth per credentialed provider per day, every day, including federal holidays. AVE volume capacity model: physically impossible.

6 Volume Capacity 1 Claim-level patterns 4 Premise Classification
$4,180,000
flagged
1
entities
12,480
claims

Single behavioral-health LLC bills 6 NPIs against an MCO under telehealth modifiers (95, GT). AVE retroactive scan ingests 12 months of remittance lines. Each NPI shows continuous billing across full calendar months including weekends, Christmas Day, and Thanksgiving.

AVE Pipeline

Step 01

Per-NPI hour math

AVE volume-capacity model converts each remittance line to a clock-hour estimate using CPT-to-time conversion tables (MUE/CCI). Per-NPI median: 14.2 hours/day; 90th percentile: 21.6 hours/day. National benchmark for full-time licensed behavioral health: 6.5 billable hours/day.

Step 02

Claim-pattern overlay

AVE pattern catalog match: BH-PHANTOM-95. Signature is high CPT 90837 frequency (60-min sessions billed end-to-end), zero CPT 90834 (45-min) variance, zero no-show codes, and zero IP-session diversity in the EHR audit log.

Step 03

Premise + login telemetry

Premise check: clinic operates from a 850 sqft Class-B office unit (USPS classification: business). 6 simultaneous telehealth sessions would require 6 isolated rooms; premise has 2. Login telemetry (under MCO BAA): all 6 NPIs share the same originating IP for 78% of sessions.

Specific findings

  • Volume impossible: 18.0 mean billed clock-hours per provider per day (national benchmark 6.5). Even sustained-impossible-rate scenario maxes at 14 hours; 18 is not consistent with any non-fraudulent operating model.
  • Pattern match HIGH confidence: BH-PHANTOM-95 from AVE catalog. Pattern characteristics: 100% match on 5 of 5 axes (CPT mix, no-show absence, IP collapse, hour math, premise constraint).
  • Internal recovery posture available immediately. Under MCO contract clauses ("medically improbable services"), payments can be recouped without civil action. Customer can also self-disclose under 60-Day Rule.
Action postures the evidence supports: Internal recovery FCA self-disclosure OIG / DOJ referral
What AVE will produce: Per-NPI clock-hour reconstruction signed by AVE. Pattern attestation tying remittance lines to BH-PHANTOM-95. IP-collapse correlation report.

Source: Synthetic, modeled on documented behavioral-health telehealth fraud patterns 2022-2024.

04

Strip-mall DME: 47 wheelchairs/month, no loading dock, 1,200 sqft retail

DME supplier billed 47 customized power wheelchairs per month from a 1,200 sqft strip-mall unit. USPS classifies retail; Street View shows nail salon on left, taqueria on right; no loading dock visible.

4 Premise Classification 5 Business-Premise Compatibility 6 Volume Capacity 1 Claim-level patterns
$1,340,000
flagged
1
entities
564
claims

DME supplier billing under HCPCS K0856 (Group 3 power wheelchair, 14"-16" seat). MCO settlement-routing system flagged the claims-density per NPI for retroactive review.

AVE Pipeline

Step 01

Premise classification

USPS street-address API: classification retail. Google Places business listing: "Sun Discount Medical" (no medical signage in Street View imagery). Premise type: 1,200 sqft commercial retail unit, single front entrance, no roll-up door, no loading dock.

Step 02

Business-premise compatibility check

Claimed business: power-wheelchair distributor. Compatibility rule from AVE catalog: DME-PWR-WHEELCHAIR-001 requires (a) loading dock or roll-up door, (b) 200+ sqft per chair for assembly clearance, (c) at least one rear delivery access. None of (a)/(b)/(c) satisfied. Verdict: hard mismatch.

Step 03

Volume capacity overlay

47 chairs/month at the typical Group 3 footprint (35 sqft/chair assembled, 80 sqft/chair with packaging) requires 1,640 sqft of staging at minimum. Premise total floor area: 1,200 sqft. Cannot stage even one month of inventory inside the unit.

Specific findings

  • Hard premise mismatch. Business-premise compatibility verdict: incompatible. The unit cannot physically house the operation it bills against.
  • Volume impossible at premise. Even assuming just-in-time delivery, the unit cannot stage incoming chairs without blocking egress.
  • Claim-pattern signature DME-DROPSHIP: 100% K0856 mix, zero K0820/K0823 (lower-tier mix), zero accessory line items (cushions, footrests). Pattern consistent with drop-ship-from-overseas-warehouse plus invoice-only local billing.
Action postures the evidence supports: Internal recovery OIG / DOJ referral Pre-Settlement block
What AVE will produce: Premise-classification CREB with USPS, Google Places, and Street View attestations. Business-premise-compatibility verdict. Volume math attestation. Pattern code DME-DROPSHIP with confidence score.

Source: Synthetic, composite of OIG fraud alerts 2018-2024 on Group 3 power wheelchair fraud.

05

OIG-excluded provider resurfaces under a slightly different name

Provider on the OIG LEIE List of Excluded Individuals/Entities (2019 mail-fraud case) reappears as a managing member of a new home-health LLC under a name spelled with one letter different. AVE entity resolution catches it.

7 Exclusion Lists 2 UBO Resolution 1 Claim-level patterns
$2,890,000
flagged
1
entities
412
claims

Home-health LLC bills MCO across 412 claims. AVE Tier 1 retroactive scan runs the 'Magnolia Home Care, LLC' principals through OIG LEIE, SAM.gov debarments, and state Medicaid exclusion rosters.

AVE Pipeline

Step 01

Entity resolution

Managing member listed in NV SOS as 'Roberta J. McLeansville'. AVE entity-resolution model normalizes name (phonetic + Levenshtein + soundex + DOB hash + address corroboration). Closest match in OIG LEIE: 'Roberta J. McClansville' (single letter difference, exclusion 2019, 5-year mail-fraud bar).

Step 02

Corroborating identifiers

Same DOB (1971-08-14). Same Las Vegas zip code on initial filings. Same prior employer (Sunset Care Group, also OIG-excluded). Three corroborating signals on a fuzzy name match move the verdict from probable to confirmed.

Step 03

Lookback

OIG bar period: 2019-12-01 through 2024-12-01. Claims billed on 2025-01-04 onward (35 days post-bar-end). However: 'reverse FCA' liability potentially attaches to any claim where the principal made an affirmative misrepresentation about prior debarment on the credentialing form.

Specific findings

  • Match-confirmed exclusion: managing member is the same individual as a 2019 OIG-excluded principal, name spelling change notwithstanding. Three corroborating identifiers.
  • Credentialing form review required. Customer's credentialing form for new LLC must be retrieved to determine whether the principal disclosed the prior exclusion.
  • Net financial exposure: $2,890,000 across 412 claims, with potential 60-Day Rule exposure on payments accepted after the credentialing-form misrepresentation.
Action postures the evidence supports: OIG / DOJ referral Internal recovery FCA self-disclosure
What AVE will produce: Exclusion-match CREB with normalized-name proof, corroborating-identifier table, and OIG LEIE source pin. Credentialing-form retrieval request artifact.

Source: Synthetic, modeled on documented re-entry-after-exclusion patterns from OIG enforcement reports.

06

Hospice long-LOS pattern: 6 sister hospices, GIP escalation suppressed

Six hospices share the same back-office. Average length-of-stay 380 days (national: 124). General Inpatient (GIP) escalation: 0.4% (national: 4.1%). Pattern matches catalog code <code>HOSP-LOS-3X</code>.

1 Claim-level patterns 8 Network Detection 2 UBO Resolution
$12,780,000
flagged
6
entities
8,430
claims

AVE Tier 1 retroactive scan over 18 months of MCO hospice payments. Six providers cluster on three independently scored anomaly axes: average LOS, GIP-escalation rate, and routine-home-care percentage.

AVE Pipeline

Step 01

Claim-pattern catalog match

AVE matches the cluster's billing fingerprint to catalog code HOSP-LOS-3X with confidence 0.94. Pattern definition: average length-of-stay >= 280 days, GIP rate <= 1.0%, routine-home-care percentage >= 90%, terminal-prognosis recertification compliance < 80%.

Step 02

Network detection

AVE bank fingerprinting (separate capability) shows the 6 hospices share 1 of 3 bank accounts. Address graph: same back-office street address on Article-of-Organization filings. Phone: same 2 numbers across 6 NPIs in the credentialing record. Verdict: shared back-office, coordinated billing.

Step 03

Recertification gap

Medicare hospice rules require physician recertification at days 90, 180, 240, and every 60 days thereafter. AVE pulls recert-document timestamps from the customer's clinical-document store: 38% of episodes lack a timely day-180 recertification, 61% lack day-240.

Specific findings

  • Pattern HOSP-LOS-3X matched at 0.94 confidence. Combined exposure: $12,780,000 across 8,430 claims. Without GIP escalations, the long-LOS pattern is the highest-margin abuse vector in hospice.
  • Recertification compliance gap is independently actionable. Even without a fraud finding, missing recertifications make claims technically non-compliant under 42 CFR 418.22.
  • Cluster identification cost: 4 minutes of compute on a single CPX52-class node.
Action postures the evidence supports: Internal recovery FCA self-disclosure OIG / DOJ referral
What AVE will produce: Pattern attestation tying each claim to HOSP-LOS-3X. Recertification-compliance audit. Network-membership evidence package.

Source: Synthetic, modeled on documented OIG hospice-LOS audit findings 2021-2024.

07

Behavioral-health practice operating from a state-licensed children's daycare

Behavioral-health LLC billed 200+ adult therapy sessions per month from a Texas address. State-licensing record: same address holds an active children's daycare license. Two non-overlapping regulatory regimes for the same square footage.

5 Business-Premise Compatibility 4 Premise Classification 1 Claim-level patterns
$760,000
flagged
1
entities
2,410
claims

MCO behavioral-health network. Single LLC enrolled at a 2,200 sqft single-family-home address in suburban Dallas. AVE Tier 1 scan classifies premise via county GIS + Texas state licensing database.

AVE Pipeline

Step 01

Premise classification

Address resolves to a single-family residence per county GIS. County permit history shows a Class-A daycare conversion permit issued 2019 to a different LLC. Texas Health and Human Services license database: active children's daycare license at this address, same physical building.

Step 02

Business-premise compatibility

Claimed billing entity operates as licensed-clinical-social-worker private practice. Texas LCSW operating-from-licensed-daycare-premises: not a recognized regulatory configuration. AVE catalog match: BH-PREMISE-CONFLICT.

Step 03

Hour overlap math

Daycare licensed hours: 06:30-18:30 weekdays. AVE-extracted session timestamps: 73% of billed sessions fall inside the daycare's licensed operating hours. Premise cannot lawfully be both at the same time.

Specific findings

  • Hard business-premise mismatch. Premise's state-licensed function is incompatible with the billed service line during 73% of billed sessions.
  • State-licensing investigation triggerable. Texas HHS could review the daycare license independently of any payer action.
  • Public sources only: county GIS + Texas HHS license database. No PHI used to reach this verdict.
Action postures the evidence supports: Internal recovery OIG / DOJ referral Compliance documentation
What AVE will produce: Business-premise-compatibility verdict CREB. State-licensing-database citation. Hour-overlap proof. AVE pattern attestation.

Source: Synthetic, modeled on documented dual-licensed-premise mismatches in behavioral-health enforcement.

08

14 home-health LLCs sharing 2 bank fingerprints (raw banking discarded)

AVE HMAC-fingerprints routing+account on every disbursement. 14 home-health LLCs claimed independent. 11 of 14 share 2 fingerprints. GLBA-safe correlation. Raw account numbers never persisted.

3 Bank Fingerprinting 8 Network Detection 2 UBO Resolution
$9,620,000
flagged
14
entities
3,142
claims

MCO home-health network. Each provider self-attested as financially independent at credentialing. AVE Tier 1 ingest receives one disbursement record per claim; the disbursement leg carries the routing and account number for the recipient ACH/wire.

AVE Pipeline

Step 01

HMAC-SHA-256 fingerprint at ingest

Each disbursement's routing+account is HMAC-SHA-256-hashed against an engagement-scoped key. Raw routing and account values are zeroed in memory immediately after hashing. Only the fingerprint is persisted. This is the GLBA-compliant correlation primitive.

Step 02

Cluster build

AVE clusters disbursements by fingerprint. Across the 14 LLCs there are 14 distinct fingerprints, but only 2 fingerprints account for 88% of disbursement dollars. 11 of 14 LLCs route into the 2 dominant fingerprints.

Step 03

UBO overlay

AVE pulls each LLC's bank-signatory record from the credentialing file. Same individual is signatory on the 2 dominant fingerprints. UBO resolution confirms: 11 of 14 'independent' providers route into accounts controlled by one human.

Specific findings

  • Non-trivial bank-account fingerprint convergence: 11 of 14 entities route into 2 accounts controlled by a single signatory.
  • Self-attestation contradicted. All 14 entities certified financial independence at credentialing. The fingerprint evidence rebuts that certification.
  • GLBA / privacy safety: raw routing and account values are not persisted; only the HMAC fingerprint is. The evidence-bundle artifact references fingerprints, not account numbers.
Action postures the evidence supports: Civil action FCA self-disclosure OIG / DOJ referral Internal recovery
What AVE will produce: Fingerprint-cluster CREB. Credentialing-attestation contradiction package. Signatory-graph attestation. Engagement-scoped HMAC key custody record.

Source: Synthetic, modeled on documented home-health-network shell patterns and AVE's GLBA-compliant fingerprinting design.

Detection. Proof. Attestation. The customer acts.

Tier 1 retroactive scan starts the 180-day investigation safe harbor. AVE Tier 2 produces the documented good-faith investigation. Pre-Settlement prevents the exposure from arising next quarter.

Read the AVE design See the public-data POC ($165M flagged) 20-slide MCO deck Open the credentialed workspace

Public demo. Synthetic data unless otherwise noted. No PHI. Names redacted on real-data scenarios pending counsel review of public-record-naming posture. The credentialed workspace at retail.jilsovereign.com/ave/demo runs against engagement-scoped data under BAA.