Grant and Charitable Distribution Integrity
Detection and proof at the point of grant disbursement.
JIL Distribution Integrity sits between the funder and the recipient at the point of disbursement. Each proposed disbursement is scored against fraud, diversion, and policy-violation patterns before settlement. Disbursement events are anchored to CourtChain with FRE 902(14) cryptographic provenance.
JIL is not a grants management system, not a fundraising platform, not a DAF sponsor, not an accounting system. The architecture builds on 4,926 on-chain protocol vaults already in production for the 10% Human Flourishing commitment - a verified-disbursement primitive that makes policy compliance protocol-enforced rather than discovered after the fact.
Grant and Charitable Distribution Integrity at a glance.
Where the integrity layer sits, what it produces, and how the sealed CREB flows back to the buyer's existing systems.
Where this product earns its place.
The strategic case for Grants as a JIL line of business - what makes the wedge defensible, what makes it economically meaningful, and how it compounds with the rest of the platform.
Vault architecture is in production
The 4,926 on-chain protocol vaults that enforce the 10% Human Flourishing commitment already operate the policy-encoded disbursement pattern, the subrecipient pass-through logic, and the on-chain audit trail. External productization is packaging, not net-new build.
Diversion mathematically impossible
Transient tokenization wraps each grant with its policy as metadata. Tokens can only be redeemed in ways that satisfy the policy. Diversion becomes detectable at the protocol level rather than discovered after the fact.
Buyer base sits inside the thesis
Faith-aligned, impact-aligned, and mission-aligned funders hold mandates that explicitly include financial integrity in giving. The 10% Human Flourishing protocol on JIL's own profits is the strongest credential in the market.
Sold as trust, not just enforcement
Charitable distribution integrity has buyers in compliance, in development and donor relations, in board governance, and in regulatory enforcement. The only JIL vertical where the product can be sold as a marketing and trust feature.
Net-new checks, sealed evidence.
A representative slice of the Grants-specific check pack. Each one runs in the same five-stage pipeline as the rest of the platform - intake, profile load, parallel checks, verdict, sealed CREB - and ships with a 14-of-20 BFT signature, a CourtChain L1 anchor, and a reproducibility manifest pinning the exact check-logic version.
Allowable Cost Compliance
Cost-code lookup against the 2 CFR 200 Subpart E unallowable matrix. Agency-specific cost principles applied. Prior-approval requirements flagged. Citation returned with every verdict.
Subrecipient Pass-Through Tracking
Multi-hop graph traversal across the subaward chain. Beneficial-owner intersection detection at each hop. Pass-through fee reasonableness against industry benchmarks. 2 CFR 200.331-200.333.
Form 990 Anomaly Detection
Officer-compensation anomaly versus peer organizations. Schedule J, L, F, and O completeness and consistency. News adverse-event correlation with grant disbursement timing.
Cost-Share Match Verification
Match cannot derive from other federal sources except where statute permits. In-kind valuation against 2 CFR 200.306 fair-market standards. Prior-period match cannot be re-claimed.
OFAC Multi-Jurisdiction Screening
Grantee, full subrecipient chain, beneficial owners, board members, and key vendors screened against OFAC, EU, UN, UK, World Bank Debarred, and USAID Excluded Parties lists.
Beneficial Ownership Verification
Corporate registry lookup, FinCEN BOI cross-reference, OpenCorporates layered-ownership analysis, PEP identification at each layer of the structure.
DAF Distribution Compliance
IRC 4967 personal-benefit prohibition. Pledge fulfillment prohibition. Permitted recipient classification. Anonymous-grant disclosure exception handling.
Cash-Transfer Endpoint
Mobile-money and voucher beneficiary deduplication across programs. Biometric uniqueness where available. Geofencing of redemption points. Velocity pattern matching against legitimate baselines.
Who runs this in production.
The buyer pattern for Grants - who carries the budget, who carries the regulatory exposure, and how the engagement starts. Most first engagements are a Retroactive Proof Audit on a defined lookback window; Pre-Settlement integration follows once the check pack is calibrated to the customer's profile.
Top-25 US foundations by assets - Gates, Ford, MacArthur, Rockefeller, Hewlett, Walton, Bloomberg, Open Society, Lilly Endowment, Robert Wood Johnson, Kellogg, Mellon, Packard, Moore, Sloan, Bezos Family, Pew, Carnegie, Duke.
Commercial: Fidelity Charitable, Schwab Charitable, Vanguard Charitable, T. Rowe Price Charitable. Faith-based: National Christian Foundation, Jewish Communal Fund, Catholic Foundation network. Mission-aligned: ImpactAssets, RSF Social Finance.
HHS OIG, USAID OIG, DOE OIG, NSF OIG, NIH OER, ED OIG, HUD OIG, EPA OIG, USDA OIG. GAO. DOJ Civil Fraud Section. Standard 18-24 month federal procurement gate; OIG-direct often faster than agency-direct.
USAID, State Department INL, MCC, DFC. Multilateral and development banks (IFC, ADB, AfDB, EBRD, IDB) for cross-border implementing-partner integrity.
Four-SKU model. No percentage. No contingency.
Pricing carries over from the canonical four-SKU model unchanged - Retroactive Scan (flat fee), Retroactive Proof Audit (with credit-back against the next subscription tier), Pre-Settlement Subscription (tiered annual), and per-case CREB bundles (Tier 3 court-ready evidence). Asset Intelligence is the standard fifth SKU where the vertical needs it.
No percentage of recovery. No contingency. No success fees. JIL is detection and proof, not recovery. Recovery sits with the customer or its existing partners (subrogation counsel, recovery vendors, regulators). The structure is what allows JIL to operate as neutral integrity infrastructure across plaintiffs and defendants, payers and payees, regulators and the regulated, on the same case.
Ready to scope a Grants engagement?
Initial briefings are 60 minutes. Retroactive Proof Audit lookback windows, check-pack profile design, and integration runbook are available under NDA. We start where the buyer's procurement gate is shortest.