Trade Finance and Cross-Border B2B Integrity
Cryptographic provability for letters of credit, supply chain finance, and SWIFT-rail B2B.
Trade finance fraud is fundamentally a payment-integrity problem with cryptographic proof requirements. Letters of credit, documentary collections, supply chain finance, and SWIFT-rail B2B payments all involve high-value, low-frequency transactions with complex documentary integrity requirements and significant downstream litigation when integrity fails.
JIL is not a bank, not a payment rail, not a trade platform, not an export credit agency. It is a payment-integrity layer that verifies trade documentary integrity, detects double-financing of the same shipment, surfaces trade-based money laundering patterns, screens for sanctions and dual-use export controls, and produces CREB-grade evidence for trade-fraud civil and criminal cases.
Trade Finance and Cross-Border B2B Integrity at a glance.
Where the integrity layer sits, what it produces, and how the sealed CREB flows back to the buyer's existing systems.
Where this product earns its place.
The strategic case for Trade Finance as a JIL line of business - what makes the wedge defensible, what makes it economically meaningful, and how it compounds with the rest of the platform.
Closest fit to neutral integrity infrastructure
Trade finance is the historical home of correspondent banking, SWIFT messaging, and the documentary credit infrastructure. Tokenization (Marco Polo, Contour, Komgo) is in active deployment. JIL's neutral-integrity positioning maps precisely onto the modernization gap.
Post-quantum is genuinely differentiated here
Trade finance counterparties (sovereign-affiliated banks, sanctioned-state-adjacent entities, state-actor threats to SWIFT) have actual present-day quantum-resistance interest. The Ed25519 + Dilithium-III + ML-DSA-65 + Kyber stack is a sales differentiator immediately, not eventually.
Single transactions $50M-$500M+
A single letter of credit can be $50M+. A single supply chain finance facility can be $500M+. CREB evidence of fraud on a single transaction can be commercially material to a bank's quarter. Pricing power is structurally higher than every JIL vertical except enterprise procurement.
Aligns with existing footprint
Trade finance is global from day one and aligns with the existing operational presence in Switzerland, UAE, Singapore, and Brazil. Healthcare and US-domestic verticals require US-state expansion; trade does not.
Net-new checks, sealed evidence.
A representative slice of the Trade Finance-specific check pack. Each one runs in the same five-stage pipeline as the rest of the platform - intake, profile load, parallel checks, verdict, sealed CREB - and ships with a 14-of-20 BFT signature, a CourtChain L1 anchor, and a reproducibility manifest pinning the exact check-logic version.
Bill of Lading Authenticity
Cross-references B/L against carrier records, AIS vessel tracking, and port-of-loading and discharge records. Detects forged or altered B/Ls. UCP 600 Article 19-25, Hague-Visby.
Vessel and Voyage Verification
IHS Maritime / Lloyd's Register existence verification. AIS-tracked voyage continuity. Port-call match. AIS-dark periods consistent with sanctioned-cargo movement are flagged separately.
Double-Financing Detection
Cross-references shipment identifiers across financing applications spanning multiple banks and platforms. Flags the same B/L or invoice financed multiple times. MLETR / TFDI alignment.
Invoice-vs-Market-Price (TBML)
Compares invoice unit price against market price for the commodity, country-pair, and time period. Flags persistent over-invoicing or under-invoicing patterns. FATF TBML guidance.
Sanctions Across Full Trade Chain
OFAC, EU, UN, UK, country-specific screening at every party - buyer, seller, intermediaries, banks, freight forwarders, insurance, vessels, end-user. Sectoral exposure analysis.
AIS-Dark Period Analysis
Identifies periods of AIS transponder inactivity. Cross-references proximity to sanctioned jurisdictions. Flags patterns consistent with sanctions evasion. OFAC Maritime Advisory.
Ship-to-Ship Transfer Detection
Vessel-to-vessel proximity patterns indicative of STS transfers, particularly in international waters or near sanctioned jurisdictions. Cross-references dark-fleet vessel lists.
Dual-Use and ITAR Classification
Cross-references EAR Commerce Control List, ITAR US Munitions List, Wassenaar lists. Flags potentially controlled goods classified as EAR99. Deemed-export licensing checks.
Who runs this in production.
The buyer pattern for Trade Finance - who carries the budget, who carries the regulatory exposure, and how the engagement starts. Most first engagements are a Retroactive Proof Audit on a defined lookback window; Pre-Settlement integration follows once the check pack is calibrated to the customer's profile.
HSBC, Standard Chartered, Citi, JPMorgan, BNP Paribas, Deutsche Bank, Barclays, ING, Credit Agricole, Societe Generale, MUFG, Mizuho, SMBC. Specialty trade finance banks. Correspondent banks managing higher-risk corridors.
Marco Polo Network, Contour, Komgo, TradeWaltz. Supply chain finance platforms: Stenn, Demica, PrimeRevenue, Taulia. Channel-partnership economics.
EXIM, UKEF, Euler Hermes (Allianz Trade), Bpifrance Assurance Export, NEXI, K-SURE, SACE. Multilateral: IFC, ADB, AfDB, EBRD, IDB. Trade credit insurers: Allianz Trade, Atradius, Coface, Zurich, AIG.
OFAC Treasury, Commerce BIS, CBP Office of Trade, DOJ National Security Division, UK HMRC and OFSI, EU DG TRADE and DG FISMA, FinCEN. CREB evidence aligned with civil and criminal predicates.
Four-SKU model. No percentage. No contingency.
Pricing carries over from the canonical four-SKU model unchanged - Retroactive Scan (flat fee), Retroactive Proof Audit (with credit-back against the next subscription tier), Pre-Settlement Subscription (tiered annual), and per-case CREB bundles (Tier 3 court-ready evidence). Asset Intelligence is the standard fifth SKU where the vertical needs it.
No percentage of recovery. No contingency. No success fees. JIL is detection and proof, not recovery. Recovery sits with the customer or its existing partners (subrogation counsel, recovery vendors, regulators). The structure is what allows JIL to operate as neutral integrity infrastructure across plaintiffs and defendants, payers and payees, regulators and the regulated, on the same case.
Ready to scope a Trade Finance engagement?
Initial briefings are 60 minutes. Retroactive Proof Audit lookback windows, check-pack profile design, and integration runbook are available under NDA. We start where the buyer's procurement gate is shortest.