For Banks and Custodians

Pre-settlement screening, signed at source.

Regulatory evidence on demand, not on quarter-end. Loss recovery from canonical proof, not reconstructed paperwork. The proof layer for outbound payment integrity in cross-border treasury and institutional payment operations.

Audience · Banks and Custodians

Pre-settlement signed. Sealed Escrow on hold. Recovery from canonical proof.

Every outbound payment runs the Verdict Engine. Cleared payments receive a Proof of Compliance State receipt that your regulator can verify without further translation. Disputed payments land in Sealed Escrow without leaving your custody.

Latency
Under 800 ms
Verdict
Allow or Hold
Anchor
CourtChain™ L1
Custody
Yours, Always
Section 01 · Your World Three structural pressures

The pressures stacking against outbound payment ops.

Treasury operations face three pressures simultaneously, and the existing tooling addresses each one in a separate silo. The result is a regulatory exposure surface that compounds with every cross-border wire.

Pressure 01

Sanctions and AML at scale.

OFAC, FinCEN, EU and UK sanctions lists, beneficial ownership, PEPs, adverse media. The lists get longer. The corridors get more complex. The cost of a false negative now includes consent decrees, monitorships, and personal liability for compliance officers.

Pressure 02

Recovery never quite recovers.

Once a wire clears, recovery is expensive and slow. Cross-border, it is often impossible. Your loss provisions reflect a recovery rate you do not actually achieve. The economics of recovery are structurally negative once funds settle.

Pressure 03

Evidence does not survive litigation.

Your fraud detection produces alerts. Your AML platform produces alerts. Your counterparty risk system produces alerts. None of them produce records that satisfy FRE 902(14) without a witness laying foundation. When recovery action becomes litigation, the proof is reconstructed.

Section 02 · How JIL Fits Three product lines, one engine

The proof layer your treasury already needed.

JIL fits inline with your existing payment rails. The Verdict Engine runs in your cloud. The CourtChain™ anchor runs on JIL's sovereign network. Your data never leaves your account. Your IP never enters JIL's. The lead products for treasury operations:

Lead Product 01

Pre-Settlement

Block fraud and improper payments before they finalize.
Pricing Up to $5M annual flat fee Tiered by transaction volume.

Every outbound wire, ACH, or correspondent payment runs the full 175-check Verdict Engine in sub-eight-hundred-millisecond verdicts. Cleared payments receive a Proof of Compliance State receipt. Blocked payments land in Sealed Escrow under your existing custody arrangements, never moved off-rail.

  • Inline with your existing core banking platform via standard payment messages
  • Native deployment on Snowflake or Databricks where your treasury data already lives
  • Detection without contingency fees. JIL is paid the same whether you recover everything or nothing.
  • PoCS receipts hash-anchored to CourtChain™ at issuance. Independently verifiable years later.
Lead Product 02

Asset Intelligence

Map the counterparty graph. Surface what is hidden in plain sight.
Pricing Per-query and subscription Enterprise volume agreements available.

The counterparty risk graph engine. Resolves entities, beneficial ownership, sanctions exposure, politically exposed persons, and network-level risk across your customer base and counterparty universe. Inline scoring during onboarding. Per-query lookups for ad-hoc diligence.

  • Twenty-eight identity dimensions per entity
  • OFAC, FinCEN, EU and UK sanctions corridors
  • PEP and adverse-media corpora continuously refreshed
  • Network-level exposure mapping for second-order and third-order risk
Lead Product 03

Wallet Intelligence

On-chain plus off-chain wallet attribution at the speed of the rail.
Pricing Per-query and subscription For institutions with crypto exposure.

Cross-chain attribution across Ethereum, Bitcoin, and major Layer 2 networks. Mule-pattern and layering detection. Sanctioned-wallet matching. Real-time risk scoring on payouts and transfers where rails touch crypto. Investigator-grade graph and timeline views for analyst workflows.

  • Cross-chain attribution surface with continuous refresh
  • Mule and layering detection across known scheme catalogs
  • Pre-settlement scoring on wallet-touching payments
  • Same Verdict Engine, same Court Ready Evidence Bundle output, same anchor
Section 03 · Engagement Ninety-day pilot

The pilot. Scoped, priced, defined.

A ninety-day cross-border treasury pilot under your existing AML framework. Pre-Settlement runs on a defined corridor or counterparty cohort. Asset Intelligence and Wallet Intelligence run in advisory mode with full audit trail. The output is a production deployment plan and a recovery economics model your CFO can sign off on.

Engagement Profile · Banks and Custodians

Ninety days to PoCS receipts in production.

LeadPre-Settlement + Asset Intelligence + Wallet Intelligence
PilotNinety-day cross-border treasury pilot under your AML framework
SubstrateSnowflake or Databricks (your existing footprint), or JIL Cloud
DeliverablesPoCS receipts on every cleared payment, sanctions exposure mapping, integration guide for your core banking platform
ModesMode A passive attestation or Mode B active enforcement, your choice
CommercialSubscription tiered by volume. Per-query pricing for Asset Intelligence and Wallet Intelligence as standalone tools.
Compliance Posture · Banks
Inheritable, defensible, post-quantum.
SOC 2 Type 2 ISO 27001 PCI DSS NIST CSF 2.0 FRE 902(14) PQC Quantum-Bound
Section 04 · Engagement

Brief us on your obligation. We will model the proof.

Treasury and compliance leadership receive a confidential network brief: architecture, deployment posture, governance model, and a fit assessment for your specific obligation set. Typical first conversation is 45 minutes. We respond inside one business day.

Detection in front. Proof behind. The proof layer for outbound payment integrity.