FEMA / SBA / HUD OIGs

Federal Disaster Assistance Integrity

Cross-agency duplication-of-benefits detection across FEMA IA, SBA disaster loans, and CDBG-DR before the 12-36 month recoupment window closes.

The Gap

Addressing the $20B to $80B Annual Duplication-of-Benefits Exposure

Federal disaster assistance programs, including FEMA Individual Assistance (IA), SBA disaster loans, and CDBG-DR, face a significant challenge: the detection and prevention of Duplication of Benefits (DOB). The annual exposure to DOB ranges from $20 billion to $80 billion, creating a critical need for cross-agency detection solutions before the 12-36 month recoupment window closes.

How JIL Closes the Gap

24 Comprehensive Checks for Cross-Agency DOB Detection

JIL Sovereign's Federal Disaster Assistance solution employs 24 rigorous checks to identify DOB across FEMA IA, SBA disaster loans, and CDBG-DR. These checks ensure that beneficiaries do not receive duplicate benefits, safeguarding federal funds and ensuring compliance with program integrity standards.

Property + Insurance Reconciliation

Ensuring Accurate Reconciliation of Property and Insurance Claims

Our solution includes detailed property and insurance reconciliation checks to verify that beneficiaries have not received overlapping benefits. This ensures that disaster assistance funds are used efficiently and effectively, reducing the risk of fraud and improper payments.

Evidence to Recoupment

Seamless Transition from Evidence Detection to Recoupment

JIL Sovereign's Court-Ready Evidence Bundles (CREB) facilitate a seamless transition from evidence detection to recoupment. By providing comprehensive, court-ready documentation, our solution enables agencies to pursue recoupment actions with confidence and efficiency.

Pricing

Transparent and Competitive Pricing Structure

Pricing -- Fraud Pillar Standard

One model. Bottom-line aligned.

Retroactive scan
one-time, scoped to volume
4-year minimum lookback. Builds the base dataset. Proves the closed-loop economics before the flat-fee leg starts.
Flat fee
12.5% of disclosed PI spend
Annual, capped. Covers nightly T1 + AVA + T2 + CREB(TM) generation. Below the industry-standard 15 to 25% SIU contingency.
Contingency
10% of net cash recovered
Performance-aligned. Fires only on actual recovered cash, net of MAC appeal, settlement, and pursuit. Outside counsel runs 33%.
90-day pilot
$1M all-in, asymmetric downside
If Day 90 deliverables miss, the $1M converts to a 6-month platform credit and contingency drops from 10% to 7.5%. No other vendor in PI takes pure downside on the math.

Pricing anchored to public 10-K Schedule H disclosures + CMS PERM 2024. UHG-scale case study available at /products/mco-flat-fee.

90-Day Pilot

Experience the Benefits with a 90-Day Pilot Program

We invite agencies to participate in a 90-day pilot program to experience the full capabilities of JIL Sovereign's Federal Disaster Assistance solution. This pilot will demonstrate the solution's effectiveness in detecting DOB and providing actionable evidence for recoupment.