Same Verdict Engine, same CourtChain™ seal, same FRE 902(14) evidentiary standard, applied across every industry that moves money under regulation. No fork. No translation layer. No vendor per vertical.
| Audience | Cross-vertical buyers: financial institutions, healthcare/MCO, insurance, government vendor & entitlement, card networks, capital-markets custodians, legal/asset-investigation firms. |
| Buyer | Varies by vertical - Compliance, BSA, GC, CCO, RADV lead. |
| Economic Model | Vertical-specific pricing within shared engine. Volume discounts cross-vertical for buyers that span multiple use cases. |
| Partners | Vertical-specific data partners (Plaid, ATTOM, Refinitiv, OpenCorporates). |
Same Verdict Engine, same CourtChain™ seal, same BFT validator quorum across all 11 verticals.
Each vertical loads its applicable subset of the 175 checks + its data sources + its evidentiary requirements.
Single UBO graph used across verticals - a sanctioned entity flagged in one vertical surfaces in all others.
All 11 verticals' CREBs anchor to the same chain. Cross-vertical fraud patterns visible.
Customer-tenant storage; JIL holds no PHI/PII at rest.
A medical billing company submits Medicare claims (Healthcare). Same beneficial owner runs an unrelated LLC processing ACH payroll fraud (Financial Institutions). Same beneficial owner's spouse is listed as PI on a $500K NIH grant (Grants). When the medical billing company gets flagged for upcoding, the cross-vertical UBO graph immediately surfaces the ACH fraud pattern + the grant-PI relationship. Verdict CREB™ filed in all three verticals references the same canonical UBO record.
| Verticals | Banks, MCOs, insurance, government vendor, government entitlement, card networks, custodians, legal/asset investigation |
| Shared kernel | Same Verdict Engine + CourtChain™ - no fork per vertical |
| Cross-vertical | Single UBO graph + single sanctions cache means a flag in one vertical is visible in all |
| Pricing | Vertical-specific within shared engine; cross-vertical volume discounts |
| Data residency | Customer-tenant Snowflake per vertical; JIL holds zero PHI/PII at rest |