SBA OIG + DOJ Civil + qui-tam relators

PPP and EIDL Recovery Audit

Evidence packets on $200 billion in COVID-era fraud, with the 10-year statute of limitations window still open. Borrower entity formation, wage inconsistencies, use-of-funds reconstruction.

The gap

The $200B Fraud Pool: A Decade of Opportunity

The COVID-era economic relief programs, including the Paycheck Protection Program (PPP) and Economic Injury Disaster Loans (EIDL), collectively disbursed over $200 billion. A significant portion of this pool is now under scrutiny for potential fraud, with the 10-year statute of limitations (SOL) window still open.

JIL Sovereign's PPP/EIDL Recovery Audit targets this $200 billion fraud pool, providing evidence packets that uncover borrower entity formation inconsistencies, wage discrepancies, and improper use of funds.

How JIL closes it

18 Rigorous Checks to Uncover Fraud

JIL Sovereign's PPP/EIDL Recovery Audit employs 18 specialized checks to detect fraud and inconsistencies within the $200 billion fraud pool. These checks include:

These checks are designed to provide comprehensive evidence packets that stand up in court, ensuring that every finding is anchored under FRE 902(14) and meets the highest standards of admissibility.

Use-of-funds reconstruction

Reconstructing the Flow of Funds

One of the critical components of the PPP/EIDL Recovery Audit is the reconstruction of the use of funds. This process involves tracing the disbursement of funds from the initial loan to the final recipient, identifying any discrepancies or irregularities along the way.

By reconstructing the use of funds, JIL Sovereign provides a clear, audit-ready narrative that demonstrates how funds were misappropriated or used improperly, supporting qui-tam relators and government agencies in their pursuit of justice.

Qui-tam annex packaging

Court-Ready Evidence Bundles for Qui-Tam Relators

JIL Sovereign's PPP/EIDL Recovery Audit includes specialized qui-tam annex packaging, designed to meet the needs of qui-tam relators. These court-ready evidence bundles are meticulously prepared to support False Claims Act cases, ensuring that all findings are presented in a format that is admissible in court.

Each evidence bundle includes detailed exhibits, chain-of-custody narratives, and courtroom-ready presentations, providing qui-tam relators with the tools they need to build a strong case.

Pricing

Transparent and Competitive Pricing

JIL Sovereign offers transparent and competitive pricing for its PPP/EIDL Recovery Audit services. The pricing structure is designed to provide maximum value to our clients, with a focus on low-friction entry and high-value outcomes.

Pricing -- Fraud Pillar Standard

One model. Bottom-line aligned.

Retroactive scan
one-time, scoped to volume
4-year minimum lookback. Builds the base dataset. Proves the closed-loop economics before the flat-fee leg starts.
Flat fee
12.5% of disclosed PI spend
Annual, capped. Covers nightly T1 + AVA + T2 + CREB(TM) generation. Below the industry-standard 15 to 25% SIU contingency.
Contingency
10% of net cash recovered
Performance-aligned. Fires only on actual recovered cash, net of MAC appeal, settlement, and pursuit. Outside counsel runs 33%.
90-day pilot
$1M all-in, asymmetric downside
If Day 90 deliverables miss, the $1M converts to a 6-month platform credit and contingency drops from 10% to 7.5%. No other vendor in PI takes pure downside on the math.

Pricing anchored to public 10-K Schedule H disclosures + CMS PERM 2024. UHG-scale case study available at /products/mco-flat-fee.

90-day pilot

Experience the Value with a 90-Day Pilot

To demonstrate the effectiveness of our PPP/EIDL Recovery Audit, JIL Sovereign offers a 90-day pilot program. This pilot allows clients to experience the value of our services firsthand, with no upfront commitment required.

During the pilot, clients will receive a comprehensive report detailing the findings from our 18 checks, providing them with actionable insights and a clear understanding of the potential savings and recoveries available through our audit services.