VIN, carrier, and operator verification before settlement. Court-ready proof after. One verification spine across freight factoring, auto finance, auto insurance, brokers, fleet lenders, and federal/state. The truck on the bill of lading is checked against FMCSA. The VIN on the loan is checked against NMVTIS. Every result anchored on CourtChain™.
Transportation fraud lives in the gap between paper and reality. The truck on the bill of lading is not the truck that picked up the load. The VIN on the loan application is not attached to a real vehicle. The carrier on the invoice was registered last week and will be gone next month. JIL closes the gap. VIN verified against NMVTIS, NICB, and state DMV. Carrier verified against FMCSA SAFER, MC authority, and IRP. Operator verified against CDL and the FMCSA Drug & Alcohol Clearinghouse. Every disputed record packaged as a CREB™ under FRE 902(14).
6
Buyer segments
$50B+
Annual fraud surface
175
Attestation checks
902(14)
FRE civil-admissible
01Freight Factoring
Triumph, RTS, Apex, OTR, TBS and the rest of the factoring market absorb double-broker and chameleon-carrier losses directly on the P&L. Industry estimates put annual double-brokering loss at $700M to over $1B. Pre-Settlement runs every funded invoice against FMCSA SAFER, MC authority, the bill of lading, and carrier identity history before the wire releases. Retroactive Scan audits the back book and produces CREB™-grade proof for chargeback, collection, or litigation.
02Auto Finance + Captive Lending
Point Predictive estimates auto-origination fraud at $7.7B annually, driven by synthetic identity, income misrepresentation, straw buyers, VIN cloning, and title manipulation. JIL verifies VIN against NMVTIS, NICB, and state DMV before the loan funds. Borrower identity and income runs through Money Passport API. Ally, Capital One Auto, Santander Consumer, Chase Auto, Wells Fargo Auto, GM Financial, Ford Credit, and Toyota Financial are anchor profiles.
03Auto + Commercial Vehicle Insurance
The Coalition Against Insurance Fraud estimates auto-insurance fraud at approximately $45B annually. Fraud types are well-known: total-loss manipulation, salvage title laundering, owner give-up, staged accidents, fictitious-vehicle claims, inflated commercial fleet losses. JIL runs Pre-Settlement attestation at first notice of loss and Retroactive Scan on closed-claim books. Every confirmed finding is sealed as a CREB™ on CourtChain™.
04Brokers, Fleet Lenders, Federal/State
Freight brokers and 3PLs (C.H. Robinson, TQL, XPO, Echo, Coyote, Landstar) get carrier vetting before tender. Commercial fleet and equipment lenders (PACCAR Financial, Daimler Truck Financial, Volvo Financial Services, Mitsubishi HC Capital) get per-VIN origination on commercial trucks $150K+. Federal/state wraps FMCSA chameleon-carrier detection, state DMV title fraud, and CBP/DOT cross-border integrity through federal channel partners.
05How it works
VIN · Carrier · Operator triangulation around the transaction
i
Transaction submitted (invoice / loan / claim)
ii
Verdict Engine runs 175 checks
iii
Pass / Review / Block
iv
Evidence sealed to CourtChain™
v
Funds clear, hold, or are denied
Customer integrates via API, batch SFTP, or full Sovereign Stack deployment. The Verdict Engine runs the applicable subset of 175 checks against the transaction in real time. The customer retains full ownership of evidence. JIL does not custody assets, does not make underwriting or claims decisions, and does not take contingency on recovery.
06What you get
All 175 attestation checks. Transportation subset configured by default. Industry-specific rule library updates under maintenance.
Pre-Settlement subscription. Tiered annual flat fee by invoice / claim / origination volume. No per-call escalation.
Retroactive Scan / Proof Audit. Flat-fee back-book engagement. Optional CREB™ on every confirmed finding.
CREB™ bundles. Per-record, per-entity, or per-network admissible evidence packages at four depth tiers.
Asset Intelligence integration. Continuous collateral and counterparty monitoring across the active book.
AVA™ agentic AI. High-volume case review, prioritization, and exception handling.
07What this is not
Not a recovery service. JIL is a detection and proof network. No contingency, no percentage of recovery. Flat fee.
Not a credit decisioning engine. JIL is the proof layer beneath the customer's underwriting, claims, or counterparty decision.
Not a replacement for SIU, recovery agents, or licensed investigators. JIL supplies the evidence. The customer's authorized teams act on it.
Not a closed system. The customer retains all evidence. Sovereign Stack deployment available for full data residency.
08Pricing and engagement
Retroactive Scan (SKU 1A)
$250K flat. Tier 1 detection only. 90-day delivery on the defined back-book window.
Retroactive Proof Audit (SKU 1B)
$750K flat. Tier 1 + Tier 2 investigation with CREB™ on every confirmed finding. 120-day delivery. Standard Integration included.
$5 / $25 / $100 / $500 per bundle. Four depth tiers from summary attestation through full forensic evidence package.
Asset Intelligence (SKU 4)
Continuous collateral and counterparty monitoring across the active book. Subscription per published rate card.
Request a Transportation Integrity briefing.
Sixty-minute principal-level conversation. Buyer-segment scoping, integration architecture, and POC structure. Sample CREB™ and reference architecture available under NDA.